24 Feb 2016

Bank Statements for Renting

A question about : Bank Statements for Renting

I have to show my estate agent my recent bank statements hopefully just to see my wages go in there. The thing I'm worried about is that my account has been overdrawn for a little while - I do have an agreed overdraft - and will be able to pay it off in March. Do you think this would be acceptable?
Thanks for your help

28 Feb 2016

Is it safe to rent directly from a landlord?

A question about : Is it safe to rent directly from a landlord?

Hi,

I haven't rented before. Can anyone tell me what differences/potential pitfalls there are in renting through an accredited agency (like Rightmove/Zoopla) when compared to renting directly from a landlord?

Thanks.

29 Feb 2016

Indemnity Insurance Question

A question about : Indemnity Insurance Question

Hi there,

I am first time buyer. I am in the process of purchasing the house and it has come to light the seller does not have the necessary paperwork relating to the planning permission, building regulations, fensa certificate for window etc for the changes made to the property.

I have decided I still want to go ahead with the property regardless and I am well aware of the disadvantages of this decision.

29 Feb 2016

Offers over VS Offers around

A question about : Offers over VS Offers around

Hey everyone, was hoping for a bit of help with this one!

I'm about to put my house up for sale, I had 3 EA's around for a valuation. 2 said offers around Ј95k and the third said offers OVER Ј89,950. We ended up going for the third estate agent as they are a better company but I'm scared about this offers OVER business - I did tell him we need at least Ј90k in order to move, but he was confident this approach would get me that price!

27 Feb 2016

Spooked by Home Buyer's Report and searches

A question about : Spooked by Home Buyer's Report and searches

Hi All,

We've (wife & I) had an offer accepted on a three-bedroom house in our town and have also accepted an offer on our two-bedroom flat.

28 Feb 2016

I've exchanged... no completion date

A question about : I've exchanged... no completion date

Hi everyone, I hope you can help to reassure me a little.

A bit of background: I'm an FTB and I'm very fortunate in that everything has gone smoothly so far. Well within budget, chain-free, all furniture included and absolutely no hitches with obtaining a mortgage.

23 Feb 2016

Buying house from auction with tenant

A question about : Buying house from auction with tenant

Guys hope someone with experience can help

The legal pack has all the details of the tenancy but it shows that the tenancy was for 6 months that started in june 2012.
The seller is a limited company that has recently called in the creditors hence the reason for the auction, a presumed forced sale

Im buying this cash as an investment and want to keep the tenant in but wonder if anyone has any ideas on how the tenancy works?

23 Feb 2016

House selling fee

A question about : House selling fee

I have had a local estate agent come and value my house. This is the first house I have sold. He has quoted 1.25% fee of selling price. He has said this is negotiable. My question is, what would be the going rate? My home is valued around Ј2500. Any recommendations how and what to negotiate?

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