Budgeting & Bank Accounts

A question about : Using a debit card abroad

For several years I've been using debit cards whilst abroad as I often go travelling for three weeks and carrying that much cash isn't always practical. I buy some currency with the intention of using an ATM after a week or so. I know that this mightn't be the cheapest option but I'm happy that the convenience of this arrangement is worth a few quid here or there.

A question about : Warning. Dont use Lloyds

Just a warning don't choose Lloyds for your bank account.

I'm helping a friend close his account and so far it has taken 2 months with fees being racked up in the meantime. They have lost all the three letters he sent and he has been into the branch twice and they filled in forms.
THEY ARE A NIGHTMARE!

And they still have not closed it. AVOID!

A question about : Contactless Payments dont show up in available balance!!!

I have had an issue with HSBC (business ac but should not make any difference for domestic) as follows:

Rang yesterday to see why A/C was not showing all payments and adviser confirmed that all debit card payments should show on my 'available balance'.

Account now overdrawn by Ј13 they charge me a daily ammont for going overdrawn

phoned back and after some digging found the offending payment (Coop Ј14 contactlees payment)

A question about : Is the Halifax reward current account ok?

Hi, I am very tempted to switch a barclays joint bank account to the Halifax Reward Account to get the Ј125 switch bonus and the Ј5 per month. Just wondered if people are happy with the Halifax account - does the online banking work well and do payments in and out happen instantly. Thank you.

A question about : Big mess by Council tax and bank

Hi everyone,

I'm new and need some advice it's a long story and I hope you can understand as it does get a little confusing I also hope I've posted in the correct section......

Right I pay my council tax every month on-line via the councils payment system.

A question about : Bank Acc Recommendations for savings?

Hi, thought this was a good place to ask for advice as I've done numerous internet searches and I'm baffled!
Our situation is that we are saving long term-ish but in case of an emergency would like to be able to access our cash. (Even if that was closing the account to do so as it would only be in an extreme situation and won't be a common occurrence!)
We have a sum of around Ј3500 to open an account and are aiming to save Ј1000 a month.

A question about : Euro account Ireland

I'm about to receive Ђ30000 from a Trust in Eire. I live in Uk and given the current exchange rate, I am keen to keep euros rather than have them sent/exchanged to sterling here in UK. I have made appointment at bank of Ireland next week when I am in Dublin to possibly open an account there. Is this a good idea? Any comments/recommendations/advice would be most welcome. Thanks.

A question about : Joint Account help/advice

Hi there,

I'm having a real problem finding a bank account so I wondered if you lovely people could give me some advice.