Debt Free Diaries

A question about : This will be the year.....

Hi I'm starting a diary to help keep me on track. I always do well to begin with, then a few months down the line I seem to forget all the hard work and start blowing my money.

I'm determined that this year will be the year I pay off my debts and start saving for my long term goals.

I am 31 with two beautiful girls and a stepdaughter who is currently living with us for a while. I have two debts, a loan of about Ј2k and credit card Ј2k also. I am also paying for a holiday in August and have Ј1.4k to go.

A question about : Starting allll over again!

Hi guys! I'm back again.
After clearing around Ј20,000 in total I am starting over again. This time however we are clearing a loan which we have took out to extend our home. We reckon doing this will in the long run save us ЈЈЈЈЈ instead of moving. We got a decent interest rate and can overpay unlimited amounts.
So am going to start my journey by trying to overpay the loan, save up for a family holiday and keep bumping up the savings as best I can.

A question about : Long time Lurker's diary of life in debt on a DMP!

As the title says.....I am a long time lurker and self confessed MSE and bargain hunter obsessive. I have spent 4 years not opening post, ignoring calls and spending ridiculous amounts of money on utter tosh!

A question about : un-hinged!

Hello

Welcome to my DFW diary!

Formal introductions not required, take a seat put your feet up of and grab a cuppa, the kettle is never of the boil for very long... biscuits however, are strictly off the shopping list!

A question about : 58k in debt to frugal living..

I'm not new on here, but I'm starting a new diary as I keep trying to be a more regular poster, so new start and all that.

You'll see from my signature that we had a hideous amount of debt which bit by bit we have paid off and are nowleft with just under Ј10k to clear.

A few years ago, we both got made redundant in fairly quick succession, had twins and moved to the coast in search of a better quality of life (not necessarily in that order). Our income subsequently went down by three quarters.

A question about : The Giving Up/ Cutting Down alcohol support thread

Welcome. Here we are again, time for a new thread, new starts and new challenges.

Let's take a trip down memory lane and remind ourselves of In Search Of Me's (ISOM) original post in Part 1:

24th February 2008

A question about : Starting again with debt....again!

Hi all, this is my first diary thread here in around two and a half years. We were well on our way to debt freedom when life took over...again.

As a bit of background, am now 30 and married with two cats. We previously got into a lot of debt when we bought our first flat when we were 20 & 21 (around Ј25000) and had to go on a DMP.

A question about : New Year, New start.....

Hello Folks

So I've been lurking on the forums here for quite some time and finally decided to join and put my own little mark in.

So not a massive debt and I know exactly where it has come from and was very much needed spends, although could have probably done it a different way round and made better financial decissions. But we are where we are.

As it stands I have 2 CC, one with Nationwide and one MBNA. My balances are as follows:

NW Ј2788.38
MBNA Ј962.21