Credit Cards

A question about : M&S Deal not so good

where to delete??

Best answers:

• https://forums.moneysavingexpert.com/....php?t=5175057
  have a look at this thread on the first page of the CC section

A question about : Barclaycard

Hi,

I already hold Barclaycard Cashback card which was transferred from Egg.

Is it possible to apply for another card? I am interested in their 0% offer.

Will be treated as normal new account application or they will take into account conduct of existing account?

Thanks
MS

A question about : Marks & Spencer 0% Card

Just a quick question. Does the M&S card typically do instant approval?

I just applied and I don't think it actually credit checked me. It just said We'll email you with our decision in 48 Hours.

I'm a bit worried because that type of message usually means no! Or perhaps it's what everyone gets!

A question about : Santander Credit Card

My wife applied online for the 23 month 0% card this evening and the response was that they would let her know in 3 days.

Do santander normally give instant decisions, which considering the response she got means in this case that they will need to do some more checks or could it be because she did it late at night?

What are other forum users experience of this?

A question about : Capital One

I recently read an article on here about credit cards for people wioth bad credit, and based on the assesment tool, I made an application for the Capital One credit card. At the end of the application, I was shown a message stating that I had been accepted, but I havent received a confirmation email or any sort of correspondence since that day.

Has anyone else had the same experience?
Any advice?

Thank you

A question about : Refused for balance transfer. I'd like to apply again....

Hi, hope someone can help with advice.

I have recently applied for balance transfer MBNA card and got accepted but not for the full amount I asked for. So I tried to apply for another balance transfer through Halifax and I've been refused even tho according to the online eligibility checker I had 80% possibility to be accepted. I don't know why they refused me, maybe cos they saw I've recently got MBNA card....

A question about : Cap 1 Secured Card

Hi All,

Just received a new card in the post to replace the expiring card I had with Cap 1. It was a secured credit card with a limit of Ј200 that I took out 2 and a half years ago.

Instead of being the insipid grey it is now shiny and black with the word Platinum on it.

I cannot find anything online about this and was wondering what the platinum bit means etc? Is it just a fancy name to make me feel a tad better about myself?

Thanks

A question about : Usenext demanding money.should I pay it