08 Nov 2015

Overdraft and mortgage application

A question about : Overdraft and mortgage application

Hello everyone!
I've received a letter from my bank they would be willing to double my overdraft, if I spoke to them. I wouldn't mind my overdraft be increased, but I want to apply for mortgage in next two months. Will it affect my application? Advice please.

10 Nov 2015

Amigo loans

A question about : Amigo loans

Firstly, I am NOT considering using this company...
I'm just wondering if anyone actually has?
I've just seen the advert again, and I cannot understand how anyone, who reads this forum anyway,would use them?
Or more to the point, who would be the amigo? The one who actually ends up paying the loan when you don't?!
Anyone got any thoughts?

09 Nov 2015

Pay Day Loan Scam

A question about : Pay Day Loan Scam

Hi

11 Nov 2015

scam badluck

A question about : scam badluck

09 Nov 2015

Cheapest way of paying off overdrafts/credit card

A question about : Cheapest way of paying off overdrafts/credit card

Hi

This is my first post so hope I'm doing it right!

I'm planning on retiring in around three years and want to be debt free by then.

I currently have 2 overdrafts at Ј2400 and Ј2150 which cost me around Ј80 in monthly fees. Also Ј1000 on a standard rate Halifax credit card. I pay Ј50 per month on it which is over the minimum payment.

13 Nov 2015

Halifax In Branch Scoring

A question about : Halifax In Branch Scoring

Hi all
I'm a newbie here!
I'm in the process of trying to improve my credit score.

I've held a Halifax reward account with a 250 OD since August 14. (Prior to this I had the easycash ac for 5 years which was used as my main a/c for four years)

In branch today I asked about the a credit card facility ( I already have a Barclaycard initial which I have used uber responsibly due to the awful interest rate I haven't paid Barclay's a penny in interest and settle in full every month)

Now to my question..

09 Nov 2015

Sainsburys and M & S Loan (Who gets accepted)

A question about : Sainsburys and M & S Loan (Who gets accepted)

Hi

Looking to get a loan of about Ј25K for home improvements.

Recently got a mortgage.

Just wondering what the acceptance levels are like on Sainsburys and M & S??

Don't want to put a footprint on Credit History as its at Excellent at the moment.

Also for these two lenders what kind of proof do they ask for etc??

Thanks

Ant advice greatly appreciated

11 Nov 2015

NHS bursary, owing back Money

A question about : NHS bursary, owing back Money

Hi all

My partner has recently had a letter from the nhs saying she owes them back a large amount of money, to the sum of near 1.5k!
They have obviously worked out the sums wrong and overpaid her somehow!
Obviously this is not her fault and trusts what they pay her is the correct amount.
She now has to pay back this money and it is really stressing her out where she will find it!
Is there anything she can do about this as it is a mistake purely on there part?
cheers

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