26 Dec 2015

IVA issues..confused

A question about : IVA issues..confused

30 Dec 2015

Credit File Query

A question about : Credit File Query

I'm hoping I can get some help on this. Our IVA started in July 2008 and the final payment was made in January 2014. We've recently received our Certificate and are now in the process of sending this on to the credit reference agencies.

27 Dec 2015

Debt Relief Order and bank accounts?

A question about : Debt Relief Order and bank accounts?

I am planning to apply for a DRO because I am now spending all of my disposable income on servicing debts of about Ј8k.

29 Dec 2015

Mum on IVA, needs a replacement car but can't get finance

A question about : Mum on IVA, needs a replacement car but can't get finance

24 Dec 2015

iva help

A question about : iva help

hi. I'm with creditfix who are dealing with my Iva. Started iva in Jan 2010 and have 2 payments left of the 5 year iva. I have asked for a settlement figure as I want to sell house as I have seperated from partner who is in iva with me and they have come back with a figure 4k more than when I started Iva. Plus they say I may have an 8% interest charge on top.
Any help would be appreciated as I find Creditfix very slow to respond.
Mark

29 Dec 2015

Logbook Loan Help

A question about : Logbook Loan Help

Evening,

I took out a log book loan (wrong choice ever but needs must at the time). The car broke after taking the loan out, complete engine failure and was going to cost more than the car was worth. I notified the loan company and they said that I would still need to pay the loan

So called a number in the paper and had the car scrapped. I went to work came home and it was gone no paper work or reciept.

Today I have had baliffs come round!

24 Dec 2015

DF before xmas

A question about : DF before xmas

hi

just wanted to shout from the rooftops things are looking up settlemet approved with creditors final lump sum payed best xmas present ever that was our goal for the year and its acheived

merry xmas everyone may you be as fortunate as us in 2015

Best answers:

  • Hi Kat
    Lovely news and great timing for you. Well done
    Dennis
    @natdebtline
24 Dec 2015

reasonable housekeeping figures DRO

A question about : reasonable housekeeping figures DRO

can anyone help? i am looking to find out acceptable Food, toiletries, cleaning figures for 2 adults and 3 children in regard to a debt relief order. I am filling in the CCS debt remedy and it is specifically this figure i am struggling on. It is suggesting Ј100 per month for 2 adults and 3 children!

People just keep saying put what you spend, but thats next to nothing as its cheap meals at the moment, not what i would call a proper meal.

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