06 Feb 2016

Starting mis-selling claim for old endowment?

A question about : Starting mis-selling claim for old endowment?

Can I still claim for a mis-sold endowment from 18+ years ago?

Best answers:

  • Was it for a mortgage?
11 Feb 2016

HSBC rejected my PPI claim

A question about : HSBC rejected my PPI claim

Hi
I recently moved house and was shredding old bank statements from 10+ years ago.
Anyway, I came across a statement from 1996, and on it was a transaction I wanted to show my wife (for the nosey ones amongst you it was the transaction of the first time I took her out for a meal a couple of weeks after we met - she was a hell of a lot cheaper back then!!).
So I saved that one, and carried on shredding.

12 Feb 2016

Reclaim Packaged Account

A question about : Reclaim Packaged Account

Hi guys,

I'm going through the motions with the above, was paying the 'Additions' fees and more recently the 'Premier' fees for roughly 10 years (yes, i know)!!!! I was told on both occasions that 1 - i could only get an overdraft if i had the additions and then years later was told i could only get an increase in the overdraft if i upgraded to the Premier account. Never needed any of the benefits and have never used any of them, ever.

07 Feb 2016

Canada Square & MBNA CRP/PPI Rejection

A question about : Canada Square & MBNA CRP/PPI Rejection

Apologies as I'm new to this forum so apologies as I've posted in the wrong place or have asked a question with an obvious answer!

I'm looking for some advice on as after reading about PPI reclaim on here I decided to claim on past loans and credit cards.

I've had a success with Barclays but have recently had two rejection letters from Canada Square Operations (on an Egg card) and MBNA (on a Virgin card) based on following:

1. CANADA SQUARE:

11 Feb 2016

My First Post

A question about : My First Post

Hello everyone. My first time so bare with me.

Got into horrendous debt 9 years ago through a mixture of a break up after taking a loan out for a partner and then a pretty shocking gambling addiction.

Hit the lowest of the low but have turned the corner.
I rang Stepchange (CCCS back then) and made the first step towards getting my life on track.

07 Feb 2016

PPI reclaim 4 years after the initial application

A question about : PPI reclaim 4 years after the initial application

Hi, I hope somebody can help or offer some guidance.

In 2011 I approached a third party PPI claim company (which knowing more about it now, I could have completed this myself, anyway). After several months I received a letter from the credit card company and then following this a letter from the PPI company stating that my claim was not upheld. The letter from the PPI company then stated that my case was closed. No Win No Fee, so I have not paid any fee.

08 Feb 2016

Alliance & Leiscester / MBNA

A question about : Alliance & Leiscester / MBNA

Hi there,
I was wondering if anyone can give me any advice on an issue with Alliance & Leicester PPI.

05 Feb 2016

I'm looking at my credit card and loan bills and there is no mention of insurance...

A question about : I'm looking at my credit card and loan bills and there is no mention of insurance...

... Is this a fairly decent way of being sure that I never had PPI?

I remember specifically refusing to buy PPI when making applications for loans and credit cards, and all my bills only say what I borrowed and no other charges that I can see.

Should I be confident that I was never charged for PPI? Or could they have hidden this somewhere, or worked it into the whole cost without me ever seeing it?

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