31 Mar 2024

Debt, no idea where to start

A question about : Debt, no idea where to start

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25 Mar 2024

Restons solicitors

A question about : Restons solicitors

I have today paid off a sum of money outstanding from an old credit card account which had been sold on by MBNA and ended up with the delightful people who operate under the name of Restons.

I asked for a settlement figure a week ago and was told Ј5285. This week, when I came to pay, it had risen to Ј5671. My question is: has anyone else had any success with challenging Restons on this sort of thing?

25 Mar 2024

Paying of balances on DMP

A question about : Paying of balances on DMP

Hi all,

I've been on a DMP with stepchange for over 3 years. I've reduced my debt by two thirds and now I'm in a position where I can pay the balances off with an interest free loan.

This may sound like a silly question, but should I just ring up the creditors and pay the balance using a debit card? Or should I transfer the money to stepchange and ask them to do it?

Thanks in advance

25 Mar 2024

Mortgage with a DMP?

A question about : Mortgage with a DMP?

We are 2 years into a DMP which is running well, but we decided that we need to be out of debt quicker.

Luckily we have some collateral in our home and have just accepted an offer for the house which will give us enough to clear the DMP and move to a new home with slightly less mortgage.

25 Mar 2024

West Midlands Debt Agency and old CCJ's

A question about : West Midlands Debt Agency and old CCJ's

Hi

24 Mar 2024

Please Help with CC Bailiffs

A question about : Please Help with CC Bailiffs

Hello kind helpers of the internet.

I would really like some advice on council tax. I was very silly and let it run as I wasn't in a position to pay it.

I am now earning a good wage, just as I started I got a letter from the bailiffs saying they will visit on the after the 21st of september which will be Monday.

24 Mar 2024

Advice on debt

A question about : Advice on debt

Please could you advise on how I stand in regards to a demand for payment. I have had storage for many years and paid religiously every month never having any correspondence from the company in respect of increase in fees.
Today I received a final demand from a debt recovery for over Ј1,400. I contacted both the owner asking why he had never contacted me by mail. His argument was he had tried by phone? and email and couldn't find me and then quoted my address.

24 Mar 2024

Deluded debt free wannabe possible?

A question about : Deluded debt free wannabe possible?

Hi all,

I'm new to this forum - thanks for taking the time to read this post. I could do with a little guidance.

Basically I'm in a situation where my wife and I are doing 'ok' financially. we are in our mid/late twenties - I am the bread winner of the family (about Ј38k) and my wife earns around 8k working part time.

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