28 Oct 2015

credit cards

A question about : credit cards

Icant seem to get a credit card although i am totally upfront in my applications about my financial situation and bad credit score. I :was wondering if anybody could advice me how to rebuild my credit I have learnt from my previous mistakes and would like somebody to have enough faith in me to give me a credit card. I would like the credit card companies to take a more human approach to lending.Any advice much appreciated . title=Smile

29 Oct 2015

How do I make a one off payment to Egg?

A question about : How do I make a one off payment to Egg?

My Egg 0% deal is coming to an end this month. I have set up a DD for the full balance but I have seen a couple of posts on here referring to one-off payments to ensure the balance is cleared by the cut off.

How do you do this? Sorry if obvious :confused:

29 Oct 2015

up to Ј10,000 interest free for 12 months from Barclays

A question about : up to Ј10,000 interest free for 12 months from Barclays

I am considering the additions plus current account from barclays. They are offering an up to Ј5000 0% overdraft for 12 months. And the same amount as a fee free balance transfer on a credit card. They advertised this in the paper, but are quite quiet about this on the web site.

quote * If you take advantage of our Additions Plus account special offer and pay in at least Ј1,000 a month for 10 months, we can match your overdraft up to Ј5,000 at 0% interest.

26 Oct 2015

Liquidators/ credit cards

A question about : Liquidators/ credit cards

Hi . A sewing class I had paid for in advance has gone into liquidation. I paid Ј100 on my credit card and have started the process to claim it back , but I have been told by a friend that the liqidators can take the money off me and put it into the company's assets. Does anyone know if this is right please . If so is it worth the effort of claiming if I won't get it after all . Thanks in advance

28 Oct 2015

Can a credit card make a payment automatically, i.e. like a direct debit?

A question about : Can a credit card make a payment automatically, i.e. like a direct debit?

Hi

I want to use a credit card to pay my council tax every month.

Can I set it up to do this automatically or have I got to remember every month?

Thanks

Sally

24 Oct 2015

MBNA Money transfer

A question about : MBNA Money transfer

It would seem the new MBNA card is well set up for stoozing. 0% for 24months on money transfers with a 2.69% fee.

That averages to a 1.35% fee per year so if the money were put in say a 5% interest current account. You'd pocket at least 2.5% interest (low rate taxpayer). Thats a free 250 quid per year if you were fortunate enough to get a 10k limit.

23 Oct 2015

Stoozing Query

A question about : Stoozing Query

Hello All,

I have a quick question to ask in relation to Stoozing. I am completlely new to the concept, however I have read the MSE article on it and don't some general research.

My question is this, Martin Lewis advises to put all current spends onto a 0% interest credit card, however if such a card was taken out is it possible to use the full loan allowance to place straight into a saving's account?

27 Oct 2015

stoozing site

A question about : stoozing site

anyone else struggling to login?
it is saying my username/password is incorrecttitle=Undecided

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