Credit File & Ratings

A question about : What happens to Default if I py debt

So, I have 2 defaults, 1 of which is 6 years old next month.

The other was recorded in 2010 and is only for Ј323. If i pay this what happens then?

Does it improve my rating as it will be settled?

Best answers:

• When you pay it, it'l be marked as settled, which is slightly better. But its still a default

A question about : Avoiding membership renewal?

Hello

I've just tried to get my free credit report through Experian but because I have previously done their free trial (a few years ago!) it recognises my details and takes me to a renewal (monthly subscription) page. Is there a way to avoid this?

Magda

A question about : Payday Loan Defaulted after 16days of payment being due?

Just need a bit of advice really?

A question about : Refund king here to help!

Brand new on the forum although been using the site a while. Seeing as I just posted to ask advice, I thought I could maybe share some of mine.

I am really really good at getting refunds and compensation. I sometimes think I should train as a lawyer and get into it professionally! It's a shame that so many services are so poor that I should have to but that's another matter.

A question about : CIFAS Marker

Somebody applied for a savings account (to what end I don't know) using my details. I alerted Halifax about this and they immediately closed the account and have logged it with CIFAS leading to a CIFAS marker on my credit report.