Stoozing: Free Cash from Credit Cards

A question about : 0% Question

I'm not really a newbie but have only ONE credit card with a balance of less than Ј1000 and no other debts (no overdraft, no store cards, no other credit cards). I'm buying a new second hand car tomorrow (Ј3500) and not sure whether it would be a good idea to pay by cc and then transfer the balance to a new 0% cc, OR to pay for it out of my own ISA savings. If I use my cc I'll earn airmiles though paying this way carries an extra 2%charge. Any thoughts?

A question about : Help please

I don't have the best credit rating, far from it to be honest, it's very poor. But I'm looking at ways to improve it was was wondering if anyone could give me any advice on how to do so?

Recently somehow got accepted for a credit card (it's 26% APR though) and a sim only contract. Will paying both of these (if I use the credit card) vastly improve my credit rating or?

A question about : Pensions

Can anybody help me with pension enquiries.

I have just finished work but cannot claim my state pension till July 2015.

I have a small private pension I can claim now - should I?

Best answers:

• Welcome to the forum.
  This is a section relating to credit card stoozing. Probably best to repost your query on the Pensions, Annuities & Retirement Planning section

A question about : Ј15K 0% purchases for a year but must be done in 2 months. Ideas?

As title really.

Card has a Ј15k limit and it has a 12 month 0% offer on purchases but they must be made by the end of November.

A question about : Stoozing vs 0% on purchases

The traditional method for stoozing is to find a credit card that transfers balance to current account allowing you to move this capital so it earns or saves you money. But with balance transfer fees taking a slice of any future profit is this the best option?

Some 0% on purchases are as long as 20 month now. If you spend a reasonable amount per month and only pay the minimum you could put aside Ј5000+ by the time your promotion ends and without fees.

A question about : Tesco 0% Transfer Fee? Don't think so!

Just applied for the new Tesco Card offering 0% transfer fee only to be informed at the end of completing the application that a 2.8% transfer fee will apply.
Went back out of the site and re-applied, thinking I must have clicked the wrong buttons, only to be told that I cannot apply now for a further six months!
Every Little Helps - them!

Fotoman

A question about : Advice about 0% credit cards

Hi,

I am slightly naпve about how stoozing works. I am planning on having a conservatory built in the next few months. I have the majority of the money saved for the work. However I am currently Ј5000 short of the total and the company do not have any finance offers. My plan is to take a 0% purchase credit card out and save the money in my 5% current account and my 123 account. What I would like to know is will I be able to pay for some of the balance on a credit and what is the best 0% card to go for?

A question about : easiest credit card to successfully apply for

I have a debit card, but in order to make an online US visa waiver application I have to use a credit card. Can anyone tell me which credit card company is the least strict in terms of deciding whether an applicant will be given a credit card?
I am afraid of not getting the credit card and then I am stuck.

I look forward to your reply,

Drisa.