Wessx Group Payment Protection Policy

A question about : Wessx Group Payment Protection Policy

5 years ago my husband and I bought our house through Connell's estate agent. When organising the purchase, (we were first time buyers and didn't really have a clue) we signed up to a mortgage with Nationwide along with Payment Protection Policy with Wessex Group.

Last year I cancelled the payments as I did not feel we needed it, however, after reading so many posts and news articles about PPI, I am wondering whether this was PPI.

I have looked at the letter templates on the citizens advice website and I am unsure whether the statements are relevant to us.

I was wondering if someone could help, to help me understand whether it was PPI or whether I am just hopeful.

Thanks in advance by a clueless wife :-)

Best answers:

• I doubt very much mis-selling to you occurred in 2010.
• You can complain to the estate agent about it though you would need to explain why you feel it was miss-sold.
  Could you cover your mortgage payments if one or both of you lost your jobs or were unable to work through illness for a long period (e.g. 6 months +)? That is what the cover is there for, to ensure you do not lose your home.
  It is possible that the deal for the mortgage required an insurance purchase to get advice for free (this model is allowed)