A question about : Weekly Spend Challenge W/C 19th January 2014
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here.
On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.
Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:
Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week
This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.
Moozie was the founder of this challenge and here is a quote taken from her:
Originally Posted by Moozie:
Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x
Good Luck Everyone
W/C 12th January 2014 challengers / pledges / totals
EverTheOptimist - Ј33 / Ј20.29
Flutterby83 - Ј20
Sedge123 - Ј40 / Ј36.77
DD265 - Ј15 / +Ј8.06
Cauliflower - Ј40
Munchin - Ј40 / Ј14.99
Jonesy88 - Ј10 / RED
Mooomin - Ј40 / Ј29.66
Hettiecaro - Ј8
Verityemilia - Ј40 / RED
Flyinggiraffe - Ј15
Mrs Cheshire - Ј10 / Ј2
nowpanicking - Ј20
Cookie02 - Ј100 / Ј91.50
Decluttering - Ј15 / Ј3.89
Flyingmamma - Ј30
W/C 19th January 2014 challengers / pledges / totals
EverTheOptimist - Ј20
DD265 - Ј15
Cookie02 - Ј40
Sedge123 - Ј25
Mrs Cheshire - Ј10
Beth2242 - Ј58
Jonesy88 - Ј0
Mooomin - Ј30
Shinner - Ј35
bt1 - Ј5
Decluttering - Ј14
Take the power back - Ј70
Verityemilia - Ј40
Sedge123 - Ј25
Best answers:
- Evening
My plans for the week...
Sun - NSD
Mon - 8-1 gas man coming to fix boiler, NSD
Tues - grocery shopping (budgeted)
Weds - baby group, NSD
Thurs - see a friend for lunch (Ј15)
Fri - baby group, NSD
Sat - shopping for new car seat for baba. (Joint acc)
Ј5 contingency
Total - Ј20 - My budget this week is Ј40. I hope my week's spending will be like this:
- Sun - NSD
- Mon - NSD
- Tues - NSD (groceries already budgeted for)
- Weds - NSD (going out for coffee but I'll be using m&s coffee vouchers so hoping I won't be tempted to shop while I'm there!)
- Thurs - NSD
- Fri - lunch out Ј20
- Sat - Ј20 either for lunch out or possibly contribution to takeaway
Thanks for the new thread, ETO!
Hope everyone has a good week . - I'm in again. Thanks for the thread. I'm aiming for Ј25 this week please
- First post updated to here.
NSD for me today. Hubby went shopping without me so he paid. but he's taking most of what he got to work. (He works away mon-Fri) - Hi can you put me down for Ј10 please!
- Hi can I join this challenge please?
I would like to pledge Ј58 please for the week - it seems an odd amount but that's all I had (this morning) in my purse and I'm determined not to get anything out again until payday as I have no reason to at all! We have loads of food and groceries in and I'm working all week.
I have already spent Ј40/Ј58 as I am working away tomorrow so needed petrol in my car and thought I'd better fill it plenty!
My plans for the week:
Sun - Ј40 petrol (already spent)
Mon - NSD - meals planned
Tue - NSD - working all day - meals planned
Wed - NSD working short shift - meals planned
Thurs - a small Ј3 for DD dancing class & 60p for a brew for me
Fri - NSD - meals planned
Sat - could be a SD as we are off to a party so might need drink
fingers crossed it all goes to plan! Good Luck everyone! - Hello ETO and everyone,
A big fat RED week for me last week. I have nothing to show for it either as a takeaway and night out were my downfall.
So, to make amends and to act as penace I pledge a zero spend for this week. I do have an outing on Saturday but this is planned and so budgeted for elsewhere. - I'm in please!
Today: NSD
Tomorrow: Dentist but that's already budgeted for. I might get some shoes reheeled though so that would cost some money. I have no idea how much shoe reheeling costs though
Tuesday: Pub Quiz Sticking to soft drinks.
Wednesday: no plans yet
Thursday: no plans
Friday: no plans
I will probably need to get milk/bread/fruit through the week, so that shouldn't be more than Ј10.
I'm going to aim for Ј30 for the week on that basis. - Can I be in please need to get back on track. I pledge Ј35 for the week have school dinners and clubs to come out of that so will be Ј10 for top up shop. should be more than enough
- Hi,
I would like to join again please! Need to get back on the wagon and stop spending money I don't have. I've got food in for the week so shouldn't need to buy anything at all..
Plan for this week is:
Sun - NSD
Mon - Ј1 for my nan's husband's bday card
Tues - NSD
Wed - NSD
Thu - NSD
Fri - bf coming round, Ј2 for "film snacks"
Sat - NSD
Can I put down Ј5 for the week, I don't think that Ј3 is realistic so giving myself a contingency... - Thanks for the new thread ETO!
Sunday - Ј6.39 on lunch
Tomorrow will be a spend day, then I'm hoping for a run of NSD through to Friday/Saturday. - Hi everyone.
First post updated to here. - Hi everyone, not been on for a couple of days but my total for last week was Ј3.89/Ј15 this week I'll aim to keep within a budget of Ј14.
Today has been a NSD which is a good start - New to the forum, very happy to be here! Lots of debt to clear so I can look to then buying a house and all that life stuff with my wonderful fianc!e . Got my monthly payments set up but want to speed it up with weekly savings, so this thread is perfect!
Anyway, enough rambling-
Sun- Ј20 petrol
Mon- Lunch Ј3, Cat food Ј5, After work social Ј20
Tues- Lunch Ј3, house bits and bobs Ј10
Wed - Lunch Ј3
Thurs- Lunch Ј3
Fri- LunchЈ3
So Ј70 is my opening gambit- hoping to reduce this more and more as the weeks go on! - Sunday was a NSD. I'm hoping today will be too. Since I managed to stay in the green last week, I decided to put the difference into my VSP to help that along. (I started the. VSP challenge late). Thanks to the poster that suggested doing something like that in an earlier thread.
Good luck everyone! - Evening all!
I got all my shopping done before work today so hoping for NSD's to the weekend.
Sunday - Ј6.39
Monday - Ј5.53
Ј15/Ј11.92 - Evening everyone!
Planned for a NSD today but ended up spending 67p on a tea at the canteen at work - had to work away and the office we were in was ice cold and my feet were like blocks of ice! So had to buy a brew to warm up - will plan ahead next time and make sure I take a flask of tea with me!!
So spend so far is Ј40.67/Ј58 - Well paid for dinners also spent Ј5 on a gift for a work colleague forgot I owed it. I have Ј7 left in my purse and I have Ј5 in the bank still of this week's budget.
- Update:
Sun - NSD
Mon - Ј1 for my nan's husband's bday card - didn't manage to get a card today so will have to go tomorrow.. Did manage to spend 80p on a drink at work....
Tues - Ј1 for my nan's husband's bday card
Wed - NSD
Thu - NSD
Fri - bf coming round, Ј2 for "film snacks"
Sat - NSD
So that's Ј0.80/Ј5.00 so far
I must keep away from the shop on lunch tomorrow!!!!
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