11 Feb 2016

A question about : Was considering remortgage- didn't- now I want to kick myself.

I currently have a Santander mortgage @ svr 4.74% and have been considering remortgageing for some time, but due to the fact I have a boss who does not issue wage slips on time or wages for that matter....... I thought I would be safer to take a new deal with Santander. I was trying to decide on either a 3yr @ 2.99% or a 5yr @ 3.49%, went back online today to sort it out and bummer the rates have now gone UP to 4.49% and 4.74% respectively...hence the reason I now want to kick myself.... please don't all rush lol.

Best answers:

  • i was looking at santander rates last night 2yr @ 2.29% and today its fallen to 2.19% saving off Ј15
  • OP are you looking at the SVR rather than the fixed term rate? As I also see lower rates on their website.
  • Its illegal not to issue wage slips.
    Also it is HIGHLY indicative of an employer who is not paying any/correct amount of tax and NI on behalf of the employee. I would check as a matter of urgency.
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