A question about : 'Virtual sealed pot' Challenge 2010!
Hey Everyone,
Spam.Jam started a thread that has been running throughout 2009 for a VSP (Virtual Sealed Pot) Challenge and since this years challenge has now ended and no one has started a new one for 2010 - Here it is!!! 
Linky to the 2009 challenge
The aim is very Simple!!
Every Friday the aim is to transfer the pounds and pence to round it down to the next nearest Ј10. So if you have Ј36.78 in credit you will transfer Ј6.78, or Ј20.04 in credit you would transfer Ј0.04 only. The 'virtual sealed pot' bit about it is, for me anyway, a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!
Everyone is welcome to come and join in and I will be continuing on from this years challege. If anyone wants to set themself a target for thier savings please let us know.
Good Luck everyone
VSP Challenge 2010
#1 - Palema - Ј92.95
#2 - Keza - Ј8.44
#3 - Dippykitty - Ј102.67/Ј150
#4 - SavingSu - Ј6.46
#5 - Coffeeholic - Ј128.19
#6 - Heffi1 - Ј1.14
#7 - Starnac - Ј26.77
#8 - Debt cruncher
#9 - Scubaangel - Ј3.00
#10 - Buffythedebtslayer - Ј60/Ј300
#11 - rb6ac - Ј255.28/ Ј250
#12 - yesness
#13 - Bex2002 - Ј3.49
#14 - alyssa_liss - Ј500
#15 - Dorastar
#16 - ruby_eskimo - Ј633.68
#17 - emilyjayne
#18 - firestronaut - Ј18.54/Ј100
#19 - Melgirl - Ј416.09
#20 - babes21
#21 - jacci45
#22 - anewme - Ј127.11
#23 - k8eh89 Ј14.43
#24 - igiveup - Ј10.26
#25 - *Jellie* - Ј10.56
#26 - PurpleJay - Ј52.82
#27 - niksyg - Ј181.85
#28 - Pinkbrick
#29 - bLaZiNgDucK - Ј9.00
#30 - longhauladdict - Ј11.50
#31 - mirandab - Ј3.45
#32 - Pammyj74 - Ј483.17/Ј500
#33 - Salnew - Ј12.02
#34 - toochoosey - Ј283.60/ Ј500
#35 - jmf76 - Ј203.86
#36 - saorsie - Ј97.96
#37 - AllBuyMyself - Ј5.69/ Ј365
#38 - china-doll - Ј81.73
#39 - gonnabedebtfree - Ј9.80
#40 - purpletent - Ј1.06
#41 - angelpoppet5
#42 - sarahangel - Ј261.70
#43 - JoeyGrey - Ј139.70
#44 - natnat13 -
#45 - sistercas - Ј9.04
#46 - victoriaplum1 - Ј11.01
#47 - NGlady - /Ј100
#48 - Sheloveshimsomuch - Ј72.62
#49 - c is skint - Ј213.34
#50 - sh3ir3 - Ј112.33
#51 - Nicki_Kenrow - Ј1.51
#52 - coffee-break - Ј207
#53 - true27
#54 -
#55 - laura237 - Ј240.37
#56 - Djonma - Ј7.95
#57 - LucyTheDwarf - Ј136.78
#58 - LadyV1983 - Ј40.77
#59 - verynewmoneysaver - Ј149.84
#60 - determined new ms - Ј116.93/Ј250
#61 - purplevamp - Ј213.03
#63 - debjones25 -
#64 - moremoneythansense - Ј9.43/Ј150
#65 - bluebird00 - Ј153.37
#66 - mummyofonechild - Ј140.74
#67 - uzubairu - Ј412.57
#68 - newgirly - Ј515.77
#69 - elfen - Ј6.08
#70 - Overdrawn30 - Ј0.95 / Ј500
#71 - Want_to_be_free -
#72 - alona1 - Ј506.39
#73 - LABMUM - Ј1.57
#74 - MaryMurphy - Ј7.01
#75 - evenesco - Ј38.04
#76 - If My Pennies Were Pounds - Ј206.34
#77 - CatherineMM - Ј398.02
#78 - PennyCounter - Ј48.34
#79 - ferriswheeljunkie - Ј46.14
#80 - EllieA - Ј600
#81 - candyapple - Ј128.24
Best answers:
- Hiya! i was doing this this year but had to stop until bank balance evens out (think shud be in March - ish!)
So i will sign up for 2010 but i prob wont do it religiously until march! xx - interesting idea! I was thinking of doing a daily round-down for payment a day - did you save much?
- New thread - yay! Are we counting the 2010 challenge from today then? My ultimate target is to reach Ј1k in the VSP account as it's my 'safety net' account in case I need to dip into it and don't want to use my savings. I'm going to set my 2010 target at another Ј400 but that might be a bit ambitious!
- Hi,
I'd like to do this again this year. I have a savings account that is so old-fashioned it has a passbook and I can only access it at a branch or just see the balance online. Ideal for this challenge as this pot is also my safety net.
Are you assigning numbers as I joined very late last year and never got one? - Hello all and thanks Palema for shiny new thread!
I will be starting again after christmas paydate. I'm not sure what I am saving up for but I am sure something will come to light.
I am using an internet saver account for my VSP and transferring the odd pounds and pence in every Friday, and also whatever is left in my account (if any!) the day before payday.
Will post on here again soon with a target - Hi everyone, can I join in on this one please it seems such a simple idea and also quite achievable too, I am in the position of not having an overdraft so I must pay attention and not let my account get to that stage so I see this as a positive, I also have a savings account I started some time ago and never really got going with it properly so at this moment in time it holds the princely sum of Ј1.14 I will use this account to put my little odds and ends into throughout the year and hopefully have something to buy Christmas presents with this time next year, I do not have a card for this account and can only transfer out of it via online banking so I hope this will deter me from dipping into it now and then
- No probs all about starting the thread for 2010
I will update my 1st post and add new numbers for 2010. If you do not want a number or want to keep 2009's please let me know and I will remove/change your name and number
Good luck everyone. - hi palema. this is something i've been doing since i cleared all our o/d's a couple of months ago and i've found it really helpful to start small savings. can i join in too so i can be "official"?
thanks
starnac - Hi everyone,
I feel really excited to be part of this shiny new thread from the beginning.
Thanks palema for assigning the numbers and starting us off again! - Hi everyone
I would like to join this challenge is thats OK. I will use my new AA account to put the little bits of savings into.
DC - Woo hoo I have a number and it is a low one ! lol I am looking forward to this challenge so thanks for the number Palema and here's to 2010 being more fun than the last year was good luck everyone
- Hey Guys
All numbers all updated. Welcome to the new recruits!!
Debt cruncher - You and I have the same idea - I have my AA savings account as my VSP and cause I don't see it when checking my bank statement I don't miss the money as much. - Hi, I read the Thread title last year, and didnt bother to read the content.. silly me, because i thought you were all going to seal a jar and put change in it... haha
Anyway, thats what I have done, I have all the coins on the table to count, I have already put Ј50 in DS bank account for Christmas! And there is loads left. All I did was take out all my change each day and put it in a old quality street jar.. Was there a thread started for my kind of saving method? lol
Just to finish I am so happy about my efforts.. - I can I join this one please palema, I plan to make my virtual sealed pot my ISA account as so far this year I've managed to empty it....will save in my old current account until April then transfer everything in to it.
tia_maria I think you meant the sealed pot challenge - we're over on another thread, just got started for spc3 (2010) too if you want to keep doing both!. - Scubaangel - Added to the list
- I was in the last one, but kinda lost the thread.
Can I join the new one please?
I am aiming to pay off 20,000 next year (all the debts, plus some savings) so I need to to do these little payment type things cos they all add up!!
cheers
xxxxxxxxx - Hi everyone
When is the official start date for this challenge?
DC
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