Virtual Sealed Pot 2014

A question about : Virtual Sealed Pot 2014

Welcome to the Virtual Sealed Pot 2014 Challenge.

Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. Palema continued the Challenge in 2010, 2011, 2012 and 2013! (Thank you Palema)

Flat Eric started the 2014 challenge but due to work commitments had to pass the reigns. I picked this up as I have done this challenge for around 3 years now and find it such a great idea as I find I don't even miss the money!

Linky to the 2014 challenge part 1

Linky to the 2009 challenge
Linky to the 2010 challenge
Linky to the 2011 challenge
Linky to the 2012 challenge
Linky to the 2013 challenge

Best answers:

• The aim is very Simple!!
  Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest Ј5 or Ј10. So if you have Ј36.78 in credit you will transfer Ј1.78 orЈ6.78, or Ј20.04 in credit you would transfer Ј0.04 only. Some banks do not allow you to transfer less than Ј1 - If this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.
  For me: The 'Virtual Sealed Pot' is a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!
  In 2010 there were 81 members of the challenge.
  In 2011 we had 171 members
  In 2012 we had 185 members
  For anyone interested:
  81 members in 2010 we managed to save a staggering Ј9031.31
  In 2011 from the 171 member we managed to save Ј19,393.00
  In 2012 from the 185 members we managed to save Ј13,178.09 (there were quite a few people who joined and did not post)
  The 2013 challenge will run from Saturday 1st December 2012 until Saturday 30th November 2013. Like the Sealed Pot Challenge it is a good way to save money for Christmas hence the dates of the challenge
  To make things easier for me, I would ask that everyone post their VSP number ( I will assign these in due course) in their signature and post their total (in colour if possible please) on the thread, so I can add it to the running totals in this post.
  If anyone wants to set themselves a target for their savings please let me know.
  For those continuing on from 2012 please let me know what your starting total is or if you are starting again in 2013.
  Anyone else wishing to join, please just ask, you're most welcome and it's NEVER too late.
  Please be patient when asking to join, I am not online every day so it may be a day or two before you are added to the list and assigned a number.
  Good Luck everyone
• 1 - Palema!
  2 - sunshinesquirrel!
  3 - rising from the ashes!
  4 - e4rub!
  5 - melgirl!
  6 - rasp!
  7 - tescodealqueen!
  8 - 666paw!
  9 - brummygirl25!
  10 - slowlyfading!
  11 - Jackies!
  12 - RedGoose!
  13 - zepsgal!
  14 - Munchin!
  15 - welshdreamer71!
  16 - 365days!
  17 - lemmings1986
  18 - Buffythedebtslayer!
  19 - mumof3plusoh!
  20 - kiss_me_now9!
  21 - footiemad!
  22 - JAMIEDODGER!
  23 - catslovelycats!
  24 - new leaf 88!
  25 - **tracey**!
  26 - wrinkled english rose!
  27 - optimistic-mummy!
  28 - savingforsomeday!
  29 - ruby_eskimo!
  30 - Sun Addict!
  31 - Lilian1977!
  32 - Want-To-Fit-In!
  33 - Debt free yippee!
  34 - twirly09!
  35 - BumbleBee86!
  36 - sexyshark
  37 - KONG!
  38 - mirandab!
  39 - kittykitten!
  40 - skaps!
  41 - sarahangel!
  42 - agreenmess!
  43 - harding1985!
  44 - Catriona_P!
  45 - kobrakai!
  46 - Imdebtfree!
  47 - angelaf!
  48 - hadenmaiden!
  49 - LadyMorticia!
  50 - moneymanager!
  51 - Twinkle..!
  52 - piggypot12!
  53 - FiatFan!
  54 - Techiescot!
  55 - pogie2!
  56 - Fleuerlur
  57 - The Dragon!
  58 - BlackSavings!
  59 - MissE001!
  60 - getting-there-slowly!
  61 - princessdawnie21!
  62 - retroactive!
  63 - keza!
  64 - each peach pear plum!
  65 - inthedeep
  66 - chelle24!
  67 - whizzybee!
  68 - GemmaN!
  69 - AlternateMe -!
  70 - charleybear!
  71 - Waywardbird!
  72 - Debt busting bear!
  73 - Anagran!
  74 - Sjorn!
  75 - princess2102!
  76 - money maker mummy!
  77 - untouchable!
  78 - shellyosborne!
  79 - hollieinbloom!
  101 - Flat Eric!
  102 - Camillia_Chubb!
  103 - Moneysavingmomma!
  104 - Goldiegirl!
  105 - Jonesy88!
  106 - DreamerHelen
  107 - cottage_retreatist!
  108 - lozzy81!
  109 - Deldee!
  110 - Ellie_B!
  111- LeopardPrintsAndTea!
  113 - clare999red
  114 - laurababs!
  115 - Jay20043!
  116 - susan42!
  117 - Bearacus!
  118 -!araminta!
  119 -!nikki2804!
  120 - happycrafter!
  121 - fedupandskint!
  122 - DellyC!
  123 - ALM2013 (presently on holiday)
  124 - 32b3!
  125 - EeeJay
  126 - Sams247
  127 - JustKaren
  128 - Makomachina
  129 - laurag89
  130 - floella80
  131 - amiehall
  132 - tracy6697
  133 - Suziebabe
  134 - Gwengeth15
  135 - Missu
  136 - phoebesmum2105
  137 - Richy23
  138 - **sparkles**
  139 - Gav-lar
  140 - BlueCow1975
  141 - xannie99x
  142 - frugaldances
  143 - his missus
  144 - Ryan_f
  145 - H.Ed
  146 - caravansaver
  147 - mrsdwhite
  148 - kayester
  149!-!cookie02
  150 - kem10
  151 - VickyA
  152 - The_Happy_Hammer
  153 - happybunny86
  154 - tom07
  155 - plzhelpmesave!
  156 - fennmad
  157 - Easily tempted
  158 - Rainbow 8585
  159 - WishIcouldfindmyslippers
  160 - Lesleyzz1
  161 - RockPaperScissors
  162 - harrywillsucceed
  163 - Gem-Gem
  164 - Pixiepops
  165 - vickleigh
  166 - Indieanna6
  167 - dubs57
  168 - nikki702
  169 - mumofthetwins
  170 - chillip1e
  171 - Iheart
  172 - Jay125
  173 - mummy+2
  174 - atolaas
  175 - xcarlyx
  176 - theatregirl4
  177 - onward
  178 - Indie Kid
  179 - Karen777
  180 - Vicky496
  181 - phoenixx
  182 - Iloveshopping93
  183 - Learningaboutmoney3
  184 - DoubleBubble
  185 - andyblack
  186 - mattymoo2014
  187 - Bubblesmum
  188 - Benten69
  189 - smeeinnit
  190 - Meezel
  191 - savingdad
• Hi Everyone! Heres the new thread so I can allocate people numbers as they join! Happy Saving! Pull up a chair and I'll put the kettle on
• #30 reporting in - total to date is Ј188.75. Thanks for continuing this Keza.
• Thanks for taking over the thread, Keza, it's nice to have someone in charge.
  Just done my transfer
  #104
  Transfer Ј5.56
  New total Ј102.29
• Could I join please. Will round down my balance at the end of the day. Am hoping to get an extra Ј100 by the end of the year
• Please please can I join. I have set my self a challenge to save 6000 by 31/12/14 to cover mortgage, but have not considered how I am going to pay for Xmas. I always round my figures easier on the brain i.e. When budgeting for the month round my outgoings up so I think this will be great way to start saving for Xmas.
  Thank you MSE for inspiration.
• Hi Iheart and Jay125 I have allocated you numbers on the list above. Welcome aboard and happy saving!
• Thank you
• yay I have a number thanks
• My first official challenge no 172
• when do you all do your transfer? I usually do mine on payday and every friday
• Hi I think you can choose but new to this. I do not have a busy bank accounts plan to round when ever an activity on my account leaves pence. I am awaiting for a cheque to clear then I can get started.
  I have 1p,2p5p jar am I allowed to pay odd amounts in so I have an excuse to round
• Im doing my last round down until payday as I am currently Ј27 overdrawn and I like my account to be a nice round figure so Ive added Ј2.37 to my VSP to make my balance -Ј30
• Afternoon
  #2 transferring Ј1.06 today so new total is Ј149.31
  Enjoy the rest of your day everyone
  x
• Hi Keza, thanks for taking over the thread,
  #7 have transferred Ј8.32 new total Ј157.87
• #104 checking in
  Ј3.12 transferred
  Ј105.41 new total
• Yay ... I have a number ... Thanks guys
  Lisa
• 5.67 gone into vsp