Victim of tax credit fraud! What can i do?

A question about : Victim of tax credit fraud! What can i do?

HI.

I like so many others have become a victim of tax credit fraud, i received a bill from H.M.R.C a couple of months ago requesting overpayment of over Ј1200.
I immediately phoned the number on the letter to find out what was going on as i had never in my life claimed single persons working tax credit`s

After being re-directed a few times at some cost on my phone bill, i was informed that yes you had a post office account at J.P Morgan case London. where tax credits where paid in every week.

I explained i had never lived in london, never claimed such an award and have never held a post office account, they seemed a bit shocked (or disappointed) and told me to fill out a dispute form they would send me.

After the phone call i sat a bit dumbstruck, I mean J.P.Morgan chase is an American investment bank HOW ON EARTH has my details ended up there, are they up to no good?

Anyhoo i received a letter a week ago, basically saying we apologies, the claim was fraudulent, you do not owe the money back, Ta-Ta!.

What!! That`s It!!

What about my id and all the money they claimed in my name?

I`m not satisfied with the tax man slamming the door like that after the worry i felt there should be a bit more detail as to what and how this all came about and what they are doing about it.

What can i do?

Best answers:

• You can report the fraud and find out if you need to take any steps to protect yourself from your details being used again. https://www.actionfraud.police.uk/home
  I'm not sure what else you might do as HMRC have accepted they will bear the loss.
• A post office account at an American investment bank?
• That`s what i thought.?
• [QUOTE=shedboy94;56247073]No offence, but what is it you are actually wanting? You been told that someone has got hold of your personal details and made a fraudulant claim for Tax Credits. It has been stopped and you don't have pay the money back. The money isn't/wasn't yours so has nothing to do with you. HMRC hold your details anyway, so they don't have anything they didn't already hold. HMRC will conduct their own investigation and prosecute if possible.
  JP Morgan handle the payment transactions for the post office - being American doesn't really have anything to do with it - Santander are Spanish after all - how many bank with them?!
  In regards to how it came about - easy - someone got hold of your personal details and filled in a Tax Credit application form. How did it come about - impossible to say unless they catch whoever did it and ask them. [That`s fair enough comment, it just seemed a bit strange that the tax office told me i had a residential address in London i had lived at for some years and "a post office account" at [ADDRESS] which when i goggled was the J.P.M branch.
  Maybe i`m assuming but usually when they say a post office at such an address, it is a post office on a street at a location, not the banking corporation that handles their transactions? Therefore i immediately imagined that some-one within the branch of J.P.M had or was using my i.d and misleading H.M.R.C in to thinking that address was a post office which they now would realize was a scam?]
  Since this though i have received a bill for the original amount claimed by whoever? so now they want the full monies not just the overpayment? Go figure? in effect i dont owe the amount overpaid becouse i did not claim it but i somehow owe the rest of it even though i did not claim it? MAD!