19 Jan 2016

A question about : Vanquis credit card charges, advice needed!!

Hi all,

Just wondering if it is worth trying to reclaim charges from my vanquis credit card . The charges would probably all be Ј12 ones over the last 3 years or so. Has anyone had any success lately with Vanquis? Had a look around the site and cant really find much up-to-date reclaiming attempts or successes (could just be me being stupid lol)

Thanks

Best answers:

  • I reclaimed all my charges from Vanquis, just send the template letter from here, I claimed the interest as well, no problem
  • I am going to do Vanquish next as I had two cards with them over the last six years, I have just sent out the letters to Barclaycard and MBNA - Samantha
  • can anyone help me.
    I have been away for the past year traveling and had a vanquis card. I set up a DD and payments came out over the past 12 months. I just got back and when i left i had used my card up it limit of Ј250 after 12 months of paying my outstanding balance is Ј570 and credit limit Ј250. I spoke to them today and they said i went over my limit with interest and they have been charging me charge after charge each month plus taking my DD every month.
    please help and advise on what is best to do. I have paid them by DD over the past 12 months nearly Ј400 and then still want another Ј270 to bring me under my limit.
    Do i have a leg to stand on to get this money back
  • Hi All
    Just to let you know I've had a response from Vanquis preparing to offer me Ј90.00 for all default charges on my account, but they have not mentioned anything about the PPI on my account, which I am sure I mentioned about in the letter.
    Any advice URGENTLY?????
  • Thank you so much. I am sending today. x
  • Do you have any other cards to look at?
  • Hi Guys
    I wrote to Vanquis on 12 November 2011 reclaiming my PPI charges and have not heard anything from them. The account is still active and I have an outstanding balance.
    Any advice on what I should do next would be greatly appreciated.
    SClub
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