07 Nov 2015

A question about : Urgent advice wanted

Im in urgent need of some advice. Basically i got made redundant a while ago. Ive been unable to claim any benefits due to my redundancy pay. This money has been used to pay off some of my vet bill, for a seriously ill horse and has now all gone.
I have managed to get some temporary work for the next 5 weeks up London. I need to find a loan for Ј30, to enable me get to this job for the first week. I will get paid weekly, so the rest of the travel i will be ok for, its just this first week.
Im unable to get any help from benefits, as have tried. I am now panicking, as i really cant afford to not take this job, but just do not have the money to get there.
I have a bad credit history and am struggling to find anywhere that will give me a loan because of this, and also because im not classed as working, because you have to have been employed for a certain amount of time. I also cant seem to find anywhere that will offer such a small amount.
I dont want to take out a larger amount than i need, as i wouldnt be able to afford to pay it back.
Does anyone have any ideas as to how i can get this Ј30. I really cant afford to turn work down.

Best answers:

  • Sell the horse
  • Friends or family.
    And pay them back quickly.
    Or sell something on eBay.
  • Pawn broker, such as cash generator, you have a computer you can pawn.
  • I cant sell the horse, as she is still recovering from a serious illness. I also would not sell her over Ј30. Ive had her a long time, and have always supported her financially myself.
    Im not claiming benefits, and never have, so am not asking for tax payers money to support her. I have this job lined up, which will enable me to carry on paying for everything she needs. I also have a permanant job lined up, but not starting for another 2 months. How can you just sell a much loved pet, especially for Ј30. Even if i was to sell her, she wouldnt sell in one day, so wouldnt really help me out with travel costs for tomorrow.
    I have nothing of value to sell. My phone is very old and is a cheap one, which i couldnt give away, let alone sell. Anything of value i had, i sold to pay towards her vet bill, which was in the thousands.
  • I dont have a computer, this is my dads one. My dad is a pensioner and doesnt have any spare money to lend me, and i dont have any other family, otherwise i would of asked them.
    I sold literally everything of value i had, including my phone, laptop, various horse equipment any everything else, to pay for her treatment. I also used my redundancy pay to pay for it.
    I have always worked and payed my own way. Im just looking for a place to loan me Ј30, and for travel to a job, which enables me to carry on paying my own way. The exact amount i need is Ј29.80.
    I would understand fully if i was on benefits, and expecting people to fund my lifestyle, but i am not and never have, nor would i want to.
    Its amazing to realise its so hard to get hold of Ј30, as it seems like such a small amount, but when you havent got it, and need it, it reallynis hard to get hold of.
  • Surely even if your dad is a pensioner he could afford to lend you 30 quid. Have you asked him?
  • Yes, i did ask my dad, but he has just paid his yearly home insurance, so doesnt have any spare cash.
    I think im going to have to phone them earlybtomorrow morning to tell them i cant take the job, andvthen make a claim for benefits.
    As i have never donevthis, does anyone know how long it takes to get benefits.
  • Im sorry if i sound dumb, but what does troll thread mean? Im guessing its something not very nice, as trolls are not very nice.
    I am only asking if anyone knows of a loan company that will lend such a small amount of money. Everywhere seems to have a minimum of Ј80, and i really dont need/want that much.
    There must be somewhere out there that caters for very small amounts, as im guessing that im not the only one that has ever needed such a small amount.
  • I tried to claim benefits when i was first made redundant, but due to my redundancy pay wasnt eligible to.
    I have no money left from the redundancy pay, so was hoping that as i now have no money, i would now be in a position to claim. Im not sure if they would allow me to though, as not sure if they would say the redundancy pay should of lasted me for a set amount of time. Im not sure on where i stand with that, or if they would accept that i had to pay it out on a vet bill.
    Im confused, but the only way i will know, is to try. Ive got no idea on how the system works, or what the rules are, as am totally new to this. I only know what they told me when i tried to claim before. They also told me that as i was having to attend to a sick animal many times a day, i wouldnt of been classed as actively seeking work. As im only having to go down there in the evenings now, to muck out and feed her, they cant say im not available for work, or actively seeking work.
  • Can you request a loan from your new employer, the money to be taken back out of your first wage? I know my husband had many new starts asking for a small advance payment to help fund their return to work so he was used to it and did not think anything less of the new employee for asking.
  • This has now been sorted. Thank you for everyones suggestions.
  • This sort of thread makes me very uneasy as it reads like the poster is hoping someone from this board will send them the money. There are only so many sources - sell stuff, loan, family. If those are all exhausted what help do people miraculously think folk will come up with?
    How exactly did you get the situation sorted, OP? In a different way that may be of help to others in the future?
  • All I'm thinking is surely if you were made redundant, you'd have held on to at least Ј100 of that money.... surely....
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