Sticking to budgets spreadsheets

A question about : Sticking to budgets spreadsheets

Hi, I am looking to clear Credit Card debt as soon as possible. I would like to overpay as and when I can. I wonder if anyone has a spreadsheet that I could use to add my regular monthly incoming and outgoing payments from my bank account so I could work out available 'spendable' balance at certain times through out the month and I could track 'future outgoings' without going overdrawn please? Thanks

Best answers:

• Free copy of MSMoney does a great job and has loads of other features.
• A lot of the people on here use YNAB (You Need A Budget) - it has a free trial.
  HBS x
• www.vertex42.com has a great range of free spreadsheets for all sorts of purposes.