A question about : "Sealed Pot Challenge 3"
Hi again all dedicated Sealed Pot Savers! 
Here we go again with another Sealed Pot Challenge! This time it's No 3 after having had 2 very successful money-saving years thanks to you ALL! For all those that know the procedure go right on and save! For all newcomers please read through below on this post and a couple of points on the 2nd post, though it's all relatively simple, I promise!
The idea is for us each to save as much as is possible throughout the following year until just before Christmas, hence why we seal the pots to save us being tempted from opening and spending it. Any spare cash can be put away, every day, week, month, whatever is best for us all. It's all very easy and all newcomers will very soon get the idea, but below are the basics.
Get yourselves pots, and remember that it doesn't need to cost much. Have a go at making yourself one by using Nykmedia's paper mache recipe by using this link https://forums.moneysavingexpert.com/...605703&page=30 (the recipe can be found near the bottom of that page). If making your own doesn't appeal then buy a money box, piggy bank, ready sealed tins in well known, reasonably priced shops! If you wish, use any pot for now then take advantage of finding one in the sales after Christmas, or put whichever one you fancy on your Christmas list! You can even use a tin, coffee jar, gravy/drinking chocolate carton. There are many options in the house to choose from...which are extremely MSE. After selecting your pot, seal round the lid with cellotape, make a slit in the top..and away you go!
NB. If you make a paper mache pig/cow/penguin or whichever you wish to turn it into, then you won't need to seal it, though you will need to operate on it at the end of the challenge!! Still, you can always have the pleasure of making a new one towards the end of the year. Terrimundi pots, widely available in shops and on-line, are another already sealed way to save, and though they'd have you believe you need to smash it come the end of the year - you DO NOT!!! I've used mine all through this last year...and yesterday at the end of last year's challenge hubby and I had a whale of a time, doing things the 'old' way! 
So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!
On this and the 2nd post is a list of members from over the last 2 years and their numbers which, to make it easy to remember, can be put on to your signatures. We've just had another truly amazing year, let's keep it going and see what we can achieve next year. Good luck everyone and save well!! However, please don't ever worry at times when it's not so easy to! The closing date this time will be Wednesday December 1st 2010.
Anyone wishing to join please post to say so and I'll give you a number so you also can join in the fun......and remember - it's never too late to join us and save!
Sue.
001 - Mumzyof2 -
002 - TheUnknownStuntman .........Target Ј600
003 - Meyore
004 - Cat4772
005 - MasterKay
006 - SarahNeedle1872
007 - Jeeves1983
008 - Sea78 - Aim
009 - PostingAlwaysPosting -
010 - Benbenandme
011 - Purpletea65
012 - Lucy7509
013 - ChloeBelle
014 - Woodstoke
015 - Spud30
016 - Jo1972
017 - SlowlyFading
018 - Kittiej
019 - Mrsmcawber
020 - Skint_Spice
021 - Babes21
022 - Evertheoptimist
023 - KiwiGirl
024 - x_raphael_xx
025 - Chevalier
026 - brokewelshgirl
027 - Jess444
028 - Jazzyjustlaw
029 - Mrsmortenharket
030 - Pennyfrog
031 - Candy0107
032 - Shoey1610
033 - Prozacthegigglefairy
034 - LittlePickle
035 - Toto
036 - Stacy
037 - Blackwidowz
038 - C8ndice
039 - Miss_corerupted
040 - Sweetpea03
041 - lilMissMup
042 - Debt Free Future
043 - SkippyCat
044 - Hayley_Bass
045 - Hotpoint
046 - Natlou
047 - Ikkleosu
048 - HighPeakLass
049 - Bellie
050 - Helenhugs
051 - LoadedIWish
052 - Princess Peach
053 - Hypno06
054 - Country Lover
055 - TillyP
056 - LadyGrim
057 - DizzyDolly
058 - Heavenleigh
059 - Oopalah .........Target Ј500
060 - Shell37
061 - Surfbabe ..........Target Ј200
062 - Impomdasp
063 - Ruby6kids
064 - Falady
065 - ClaireR
066 - Nykmedia
067 - Gryster
068 - Don't Want To Be In Debt
069 - Init Sister
070 - Nix143
071 - Mrsspendalot
072 - Mollymop5
073 - Cuba Cat
074 - Nanaof2
075 - Redmel1621
076 - Helenhuss
077 - Smitchy73
078 - Catwoman150
079 - LemonTree
080 - Kisto
081 - Headinthesand
082 - Chocaholic110
083 - CheekyVimto
084 - Getting-sorted-Sarah
085 - Cassie123
086 - Linerlu
087 - Rocky67
088 - Irishgirlie
089 - Di-Dough
090 - Wornoutmumoftwo
091 - Stressed.mum
092 - Glitterycloud
093 - Elly2 ..........Target Target Ј500
094 - Lovely-cup-of-tea
095 - Healthyhappybutskint
096 - Flowerofthewest
097 - Findingmyownway
098 - Katyk
099 - Auntymabel
100 - Tesscha
101 - Poppett
102 - Frugalmum
103 - Saversarn
104 - Sugarcubed
105 - Spendhappy
106 - Moneygypsy
107 - Gargoyle
108 - Chick-chick
109 - Always-amazed
110 - Heffi1
111 - Countrymusicfan
112 - Irishwexford
113 - 98sidney
114 - Artnoble
115 - Rabbit
116 - Kittyboo
117 - Kmfry
118 - Eagerlearner
119 - Piglet6
120 - Joyful
121 - Frogga
122 - Spendaholic Chick
123 - Sarahowen
124 - Sanshing
125 - Lil_me
126 - Fallen Angel Shelley ...........Target Ј400
127 - Juliesg
128 - Doelani
129 - Embarrassed about my debt
130 - Mariagti
131 - Tigerseye
132 - Penny2myname
133 - Huxley
134 - Angelflower
135 - Penguin83
136 - Pandapaws
137 - NWLass
138 - Taka
139 - Teeni
140 - hayley11
141 - JamieDodger
142 - CrumbledFlake
143 - StressedSteph
144 - LindsayGalaxy
145 - Youngmumof2boys
146 - Tracey04
147 - Lelc
148 - Liloandstitch
149 - DdavidGoch
150 - Tifnstav
151 - PrincessLeia
152 - WW2linz
153 - Girlabouttown
154 - CookieMonster
155 - Mrsdoyle1981
156 - Whitetigeress333
157 - DollyPeeps
158 - Kate123
159 - Buffythedebtslayer
160 - MadCad
161 - NEgirl
162 - OldMcDonald
163 - Grunnie
164 - Webtalk
165 - Jcm1970
166 - JCD_Capulte
167 - Kirstieksf
168 - Carolinabirichine
169 - Chocolate.Orange
170 - Louise1521
171 - Petal9
172 - Shelby161
173 - InSearchOfMe
174 - Tesco Point Addict
175 - Azjh77
176 - Jacquij123
177 - Shop-to-drop
178 - Moneysavingmumofone
179 - Fizzel81
180 - Discount-Diva
181 - Pigpen
182 - Gettinghelp
183 - Sparky0107
184 - Iwanttobefree
185 - Reventon
186 - JillD
187 - Chunksmum
188 - Poppety7
189 - x Nadine x
190 - Lornz23
191 - Charlotte664
192 - Diana Prince
193 - Pinkpr1nc3ss
194- Sammy_Kaye18
195- little chicken .........Target Ј1000
196- Looby Lou
197- PIPPER
198- lisababy2002uk
199- misery-able
200- jtb2412
201- exessexmum
202 -happycrystalmaid
203 -MSHAWX
204- Strawberry laces
205a -Trying to save
203 - Jaapie
204 - sputnik15
205 - Jamtart6
206 - jjef ..........Target Ј150
207- sophiesmum
208- JesaRose
209- Jackiegibbo
210- welshgirl78
211- gazzak
212- galantvr4
213 - clare.ann.summers
214-The shuffs
215 -Puzzledbubbles
216 - Airplanepics
217-lysasparkles ...................Target Ј3000 (
)
218- hcar-
219- Sue-UU ...........Target as much as possible for 2011 holiday in Canada!
220-Phoenixchick
221- Pania
222-savingfortravel
223- Diane_239
224 - Raquela
225 -prophecy-grrl
226 - chal
227- cleosmum
228 Platimum Horse
229-Frazzmunch
230-lostindebt
231-nephilim
232 - Beans....again
233-rach1989
234 - daisykinn1
235- robpw2
236-Bella08
237 -nicniven
238-greenface
239-stinkybell
240-wereindedt
241-cassy
242 - mon1o
243-reevo8
244-pandora205 .........Target Ј500
245-elliemoo
246 - Lincs1205
247-Sarellie8
248-eyelinerprincess
249-quick-smart
250- Tigerlily7
251- BabyBee1984
252- Moneypooh
253- FelineFantastic
254 - xredwebx
255 - Diane_239
256 - herewegoagain
257 - mcjordi
258 - Nopms
259 - RhiBi
260 - Nellis10 ..........Target Ј250
261 - aliette
262 - Drea
263 - BP56134
264 - toottifrootti ............Target Ј150
265 - inked3
266 - cw676
267 - NW-ANGEL
268 - Toffee261104
269 - thmaga
270 - yogismum
271 - elj2287
272 -pen_and_paper
273 - mummytummy
274- tirlittan
275 - jexybird
276- cammumof3
277 kyprice580 .............Target between Ј76 & Ј151
278 vixsta7
279 dizzyBee
280 Mickey mouse .............Ј150
281 loopymadlover
282 too_much_debt .............Target Ј120.53
283 Greenbynature ........Target Ј500
284 petrafyde
285 rkirstjm
286 Kmac_Edin
287 wrinkled English rose ........Target Ј200
288 Jo3y83
289 MargB ..................Target Ј500
290 trex170104
291 emmerrrr
292 AuntieH .................Target Ј500
293 Suze4Dan2007
294 chrisfreelander54
295 rara32
296 loulybooly
297 wanttobeasaver
298 SpoonyOh
299 savvykaz
300 saveumcowboy
301 andrinaperry
302 mummytomygirls
303 paybacktime2008
304 brummiebabe ............Target Ј200 by the end of 2010
305 Shelly1977
306 CautiousPaul1981
307 Aeshna
308 NewlyFrugalMumof3
309 gibboelli ....Target Ј100 for wedding!
310 penniesgrowintopounds
311 reventon
312 izzoh
313 harib0uk
314 glendam
315 broke mum of three
316 nickynoo08 .........Target Ј300
317 rancid-a
318 jpwhittle
319 cally6008
320 Norton Blade
321 ward_emmajane
322 whitewine
323 piquant
324 bex 2002 ..............Target Ј250
325 penniesgrowintopounds
326 junior_j ................Target Ј350
327 terri72 ......................Target Ј150
328 stacy
329 whatatwit
330 traveller
331 schoolrunmum .......Target Ј300
332 laurenjs88
333 gettingbetter
334 Dizzie77
335 flying_fresian ...........Target Ј300
336 Coolmum66
337 flubberyzing
338 mai_tai
339 edinburgher
340 lingojingo
341 sel_chick
342 ALR ........Target Ј100
343 bestpud
344 dND
345 JordanShannon ........Target Ј200
346 jenchin66
347 blissfullydebtfreewannabe
348 WISEOWL
349 sam79
350 PinkTwirl
351 Maisie M
352 Pips Mum
353 kyllle
354 lunar
355 joop
356 fedupandskint
357 Snow White
358 mogwai
359 chunkytfg ...Target Ј500 in terramundi, then 'save' note proposing to OH & get her to smash open!
360 little_miss_moneysaver
361 ligrayfox ........
362 Greenie23468
363 bumblebee87
364 k8eh
365 phantom9999 .........Target Ј200
366 Miss Piggy
367 Natty68
368 ragstoricheswannabe
369 piglet39 ................Target Ј350
370 ilovetea
371 gaz_Jones
372 dealwithdebtdot
373 CharlotteandEden
374 debt12
375 mumofcookers
376 Kittikins
377 Juno ........Target Ј125
378 juicygirl .........Target to fill the pot!
379 gillypen
380 Jellybean_2105
381 Maddie57
382 ladsmadd
383 scubaangel
384 northernspender
385 REE
386 cb66 .
387 Bagpuss741
388 WorkingHardDFW
389 poorandindenial ...........Target Ј500
390 maz123
391 urg123 .........Target Ј600
392 Numpty Monkey
393 littlepinkstars44
394 mrssloan
395 Dizzeepixie
396 dumpling
397 sunshine38
398 sarahb123
399 coxy1072
400 Loz01
401 lola34 .........Target Ј400
402 cheap_Charlie .........Target Ј600 for Christmas 2010
403 Young Aged Pensioner
404 sams247
405 Purple_Sparkles
406 ashia
407 AgentM
408 tomtombeanie
409 brednall
410 bookadict
411 millyscarlett
412 mistrey
413 skint-student-nurse
414 TheGiggsLady
415 Nic25
416 TheBees ............Target Ј700 towards a capital repayment off the mortgage and holiday money
417 Bluestaff
418 ratty67 ....Target Ј500
419 missessex01
420 katie2407
421 moneysaver09
422 magni
423 NoDebtDiva
424 mumoffour77
425 cady
426 Nancy888
427 shorelines ........Target Ј300
428 debtdesperado
429 nikki2002-2008
430 Frogger2008
431 NORTHEASTDFW
432 Tinkdh
433 andan
434 spam.jam
435 curs82
436 PowneyGirl
437 turkolina
438 kizzie01
439 cw18 ............Target Ј100
440 ika200
441 T. X
442 sgmt2006
443 theskintfamily
444 TurnaroundSue
445 2009ismyyear
446 hayleygrey
447 CrunchyFrogSticks
448 jenki2
449 smellybeki
450 gettingsorted
451 philipt1969
452 snowbrow
453 milliemonster
454 Raychee
455 I.m.hart
456 SaneMoment Target Ј500 + towards hol in Boston Mass 2010 to see the autumn leaves and fufill chilhood dream!
457 loveday69
458 astraldreamer
459 MissWorzel
460 thriftyscotslass
461 gizmo1409
462 Katy1980
463 reb
464 turbo5019
465 Lula-Hula
466 moneymabel
467 sallyx
468 Tilli-Tot
469 want2bdebtfree
470 cath77
471 Shinulya
472 ladyluck101
473 Nicki_Sue
474 slig
475 jacci45
476 viv17
477 Gambit .....................Target Ј150
478 the rugby coach
479 darcyvugua
480 trudij
481 tigzem
482 mf0u1098
483 poorbabe
484 CatwOman
485 C8ndice
486 Sammy_Girl
487 gazza975526570
488 louiser123
489 FeeFeeDee
490 zoelouise88
491 tori.k ..........Target Ј500 towards a family holiday next year 2010.
492 Katerz
493 Liz33
494 back_on_track
495 D3BB13
496 Head-Out-Of-Sound
497 3_cheeky_princesses
498 1463emma
499 reb ......................Target Ј1000
500 kiora
501 snickers0607
502 mchll
503 handmaiden
504 joanie
505 choccycat
506 mommyof4
507 katholicos
508 JaneLiz ...........Target Ј70 for March 2010
509 oligeo
510 zavarony
511 LoLo
512 elsie52
513 frenchconnection200
514 weanapoops
515 Hayze1980
516 pink1310
517 Hales ........Target Ј500
518 Chicken Egg ..... Target Ј300 towards Xmas 09 and some towards wedding in 2010
519 tiddly widdly
520 spryte
521 tinkerbell12
522 meandmaboy
523 BB_bunny
524 simbalou
525 sparkyt2
526 sungiggs1
527 luckycharlie ......Target Ј1500
528 wendyphant
529 lauradora
530 willowpeg
531 BigBargainBrummy
532 Rotwein44
533 tigger68
534 c-101
535 Kitleo
536 martynh99
537 Aimee-lou
538 yippee kye yay
539 xxbabyxflutterbyxx
540 vickster*arsenal
541 chelseabun
542 The real me
543 mgardner
544 Annie021063
545 AlwaysHappy
546 flissy25
547 Sweetpea01
548 smem
549 Loulou
550 moneysavingfamilycomp
551 gillst
552 princesswoo
553 lozzieozzie
554 ToastyPenguin
555 Damita
556 *Vikki*
557 BabyBetty
558 ringadingding
559 Frugal Fox
560 eSparkles
561 Glasgowkiss84
562 dancingphil
563 sam010185
564 drusilla
565 (Land of) Maz
566 fayjmck
567 sharronej
568 sazzledazzle
569 KarenWhitelaw
570 keys
571 Gryfon
572 mambury
573 blairy
574 asta88
575 elizabunny
576 rosepink1984 .......Target Ј300
577 sillyme
578 shrimpy_80
579 Kerfuffle ......Target $579
580 claire1234
581 crystal_lake
582 fiddling flower petals
583 purple_82
584 mrskirsten
585 ct24
586 playa1406
587 *CheshireBelle*
588 mrssainted76
589 MrsChips
590 DelaneyJae
591 Insurance Man
592 inneedofmoney
593 IcklePickle
594 moneysavinghornette
595 taleye
596 thrifty81
597 sonas_baby
598 Natti_A
599 Minimoneysaver
600 The Catman
601 marymint
602 claremylove
603 wheredoesitallgo
604 jenibob
605 siobhan2711
606 dippykitty ..........Target Ј125 (Ј17.50 put in bank in April)
607 purdy2233
608 JimLad
609 Bearcat
610 Emmsie21
611 miss_keep_counting
612 ruby_Eskimo
613 girlatplay ..........Target anything over Ј120.95
614 debsthe1
615 suelizab
616 Flat Eric .......Ј500
617 kindlesgirl
618 flatbroke49
619 ATWHITZEND
620 ifonlyitwaseasier
Membership list continued on 2nd post
Best answers:
- Member list continued below:
To answer one or two queries which may arise:
1/ You don't have to put a Target at all if you don't wish to, just wait and see at the end of the year by all means. If you don't meet the target you set, it doesn't matter at all.
2/ You can put money in your pots whenever you wish to, some of us can only put a few pence each day or each week, whilst others manage a couple of pounds, but then we may go for a couple of weeks without being able to put any in. If you have change left after you've been shopping - stick it in the pot! Why not, it won't be missed. So it's all entirely up to everyone to please themselves, but to save all you can for YOUR sakes!
3/ Mainly it's a challenge to see how much we can save in a year for Christmas 2010. However, over the last couple of years we've had some members who needed theirs for bills, and personally, I'd far sooner they take it out for that rather than pay more interest or miss a due date. You can always start again, even if it's getting later in the year, just be happy with what YOU wish.
4/ Mainly we save for Christmas - but - if you wish to save for something special then please do so, the most important thing, to my mind, is that we're saving ...and hopefully not tempted to take it out unnecessarily. If anyone has any other queries, then please sing out ....though not too loudly, you might shatter the pots!
Membership list continued
621 lesleyvhalifax
622 koopa_coffee
623 Lindseyf584
624 plsplshelpme
625 aliwali
626 SEASHELL .......Target Ј365
627 legally_brunette
628 doelani
629 JonnySniper
630 Tommy99
631 niksyg
632 ANGEL50
633 tobedebtfree
634 Katie1980
635 owlet
636 Icanandwillsavemoney
637 kdalwayskint
638 gratefulforhelp
639 donnysaver
640 scorgeous
641 xx_Jo_xx
642 eternal_sunshine
643 noynoy
644 Mellika
645 cira9teen7tee
646 funfairprincess
647 furneem
648 orchid-69
649 helnag
650 rubyslipper
651 redstararnie76
652 mogchops
653 CherryPie
654 moonflower
655 AndyInYorks
656 2705
657 sunshine girl
658 nopms
659 shrewsaver
660 dozy-debtor
661 taffydolphin
662 bigbum
663 dozy-debtor
664 Bambi234
665 annm06
666 star9
667 lizzyshep
668 Lilium
669 jollymummy
670 true27 ........Target Ј500 for Wedding!!
671 NualaBuala
672 rigsby1967
673 Lucy*locket ........Target Ј200
674 Chick2organise
675 redruby01
676 shimmershelly
677 so here we are
678 catspaw
679 bigdaftkid
680 DaisyChainMaker
681 focus888
682 Kayleighpea ........Target Ј100
683 louisewh123
684 Lost2
685 kilgore1080
686 KipKip
687 *SallyCinnamon*
688 Pauper1
689 muchowing ...........Ј500
690 catsy
691 Lightattheend
692 pipo
693 benemm
694 keza ...........Target Ј400 for next Christmas
695 London Welshcake
696 lifeback
697 RainyWednesday
698 black cat
699 euronorris
700 amberowl28
701 lllamedos
702 hbandtr4eva
703 cyclura
704 lanieloola
705 pmg19680
706 loupee
707 BlimusOreilly
708 floris
709 moneytree1
710 gabriella90
711 toriaterrier
712 starnac ............Target Ј100
713 ThunderCat
714 tiller_girl
715 bubbles1984 ........Target for wedding next year
716 blondy24
717 Nikkidolphinangel
718 BeautyandtheBeast
719 tractor_girl1978
720 Katy_M
721 Itsarandom
722 Hellen jelly .......Target Ј200.00
723 SammyB
724 zara*Elise
725 3106catherine
726 jackieglasgow
727 MadWomble
728 XSpender ........Ј250 for Baby's 1st Christmas anything over = family holiday in 2011
729 ferriswheeljunkie
730 porkpie11
731 jacki981 ..........Target Ј250
732 pleasemakemedebtfree
733 Twilightgirl
734 DedicatedDFW
735 HowlinWolf .......Target Ј200 for wedding in May!!
736 booskyeboo
737 lauraj87 .........Ј300
738 pixie1
739 rethink
740 mollycat29
741 Bufger .............Target Ј500 by the end of 2010 for Christmas.
742 niklepic
743 leanne82duke
744 bearacus
745 brokemedic .....Target saving for a trip to Endinburgh
746 Kazzabell29 .....Target Ј500 for Christmas 2010
747 jacktom
748 skilly ..........Target Ј500
749 amiehall
750 allyssa_liss
751 pinksgirl
752 Eltee12 .......Target Ј200
753 SavingSu
754 confused
755 wildfirez
756 psychopathbabble
757 415SanFran
758 me-shelly
759 Cranny44 .......Target Christmas 2010
760 Jubilee76
761 Linds88 .......Target Ј75
762 pammyj74 ......Target Ј100
763 sar050680
764 Velma
765 POSITIVE AND FOCUSED
766 Little Vics ......Target Ј150
767 Helen105 ...........Target Ј400 for next Christmas
768 laura16
769 Carrot
770 lucyhope .......................Target Ј250
771 Kerry Woman
772 cloverfan ...........Target Ј500
773 gilligansyle ...........Target Ј200
774 tinah ...............Target Ј300
775 erewyn
776 karenccs67
777 bigr!!! .........Target Ј500
778 Margaret54
779 knithappens
780 winterfrost
781 lolly_896
782 pink_numbers ..........Target Ј200
783 Candy0107 .......... Target Ј500
784 Sublime
785 samace83
786 savingmum
787 1000 savingcaz - This post is being kept almost clear as I'd make a shrewd guess we'll be adding more members to it. Also, if I think of anything else to help new members then I have space to do so.
Sue
1001 emmz29
1002 alan673 ......Target to save 50% of what i was spending on cigs for xmas!!!
1003 youngmummy
1004 saraberry
1005 aussiemum
1006 missi1
1007 amber03
1008 supa-girl ......Target to save enough for a vw camper for DH to do up.
1009 viv0147 .......Target Pontins holiday at the end of May 2011
1010 xacesx
1011 Willow92
1012 spazaloikins
1013 Pixie Fairydust
1014 Decluttering bbbb
1015 redcoltraine ........ Target Ј500 for Christmas 2011
1016 mummytogirls ..........Target Ј52 for Christmas 2011
1017 MissOptimistic
1018 gingerandrubarb ........Target Ј400 for Christmas 2011
1019 henna123
1020 frasersmum123 ...........Target Ј500 for Christmas 2011
1021 dooleysdollymix88 ...........Target Ј6000 for Mortgage
1022 Blakesmummy ...........Target Ј200 for Christmas 20011
1023 imso .............Target Savings going to food fund to tour W coast of USA 2011
1024 angelsmomma
1025 Georgiegirl2012
1026 misskaytee
1027 hismummy
1928 Jes1980
1029 Doingmybest2bgoodhurrah
1030 Palema
1031 Jackies
1032 rictus123
1033 loveGSDs ..........Target Ј100 by December
1034 PloddingAlong:P
1035 ebayqueen ...........Target Ј250
1036 fingersxed
1037 happycrafter
1038 mandz1 -
Me Me Me, I wanna first!!!!!!!!!!
H E L LO S U E - U U
Welcome to The Sealed Pot Challenge Number 3 everybody - ....and HELLO TO YOU TOO KERFUFFLE!!
WELCOME HOME!
Good to see you settled in.... but - we're's your cents or dollars Shocking behavior on the first day! I just put a shiney Ј2 piece into my pot, now aren't I good?
Good night Kerfuffle, enjoy that job and take care.
Sue x - Yay - a shiny new thread! Many thanks Sue
-
i am signing in too
mmmmmmmmmmmmmm new challange
must make effort to keep the naughty seat free
ok have started already a couple of Ј2 coins in
have fun AGAIN
kas xx
ps 365 days till next big count - Oh very well done on the $2.00 coin Kerfuffle! Target's all done as well.
Re them being up too, they, like you, couldn't wait to get on here! What great threads we've had with wonderful folk!
I'm really off to bed now, something tells me it'll be a busy morning, great stuff!
Sue x - Morning - thanks for all the hard work Sue and Sparky or is it Stunty (whoops sorry closed the other thread)
Can you target me Ј200 again please Sue - number 061
Have a good one everyone - Challenger #439 checking in for SPC #3.
Doubt I'll post on here much more than I did in 2009, but I promise I'll be continuing to save my 'shrapnel' (any coin under a 10p that ends up in my purse).
Additionally, for this year, I'll also be saving the money I get knocked off my grocery bills due to a staff discount card. I only got the card last Wednesday, which is why I'm only starting this pot up for SPC3
I'm also debating bobbing in the equivalent of any money off vouchers I use :confused:
I get Mr T giftcards from a survey site (had Ј50 worth this year, and just waiting on a couple of credits to clear so I can claim my next Ј10 ), as well as my Mr T C/Card vouchers (which I never use on rewards, as there's nothing that appeals to me - though I did double some up for clothes when they ran that scheme for a short while in 2009). I've also been known to buy a newspaper now and again for a voucher, but if I do this I shall deduct the cost of the paper from the value of the voucher(s) before dropping the saving into my pot.
Not sure about a target :confused: I didn't set one for 2009, as I wanted a 'base year' to see how things went first. But I'm moving the goalpost by including additional categories now, so all up in the air again :rolleyes2
Managed Ј25.96 in 2009, so perhaps a Ј30 target for shrapnel isn't unrealistic as I want to do a lot more shopping by cash only (to try and rein in the spends/maintain a better control on bank balance)
Staff discount on groceries might reach around the Ј50 mark
Other vouchers totally undetermined, especially as I seem to qualify for less surveys now I'm working than I did when I was a SAHM in a single-parent household :confused:
Unless I get 'bonus point' items from Mr T, I'd be surprised to get more than around Ј15 in vouchers from them, including points earned on petrol (though I do have some hanging around the house, so possibly Ј25 to spend in total)
Vouchers from papers are a total wild card, as it depends what comes up and whether they're places I'd use them at a time I can afford to use them (I know there's been a Lid! one recently, but I don't spend enough there to manage the minimum spend in 6 months, never mind in one go :rolleyes2 )
I also get C00p dividends, but this is another wild card for 2010. Got a very substantial pay-out in 2009 (compared to previous years), but this was due to having money in an account with them while going through probate. Our local store also closed in the last couple of months, so I can't see this being more than a tenner in 2010?
And I also use a cash-back site during the year, but not a lot of this comes into my 'live on Ј4k/Frugal Living' challenge budget. But I think that anything that does will also get put into the pot rather than deducted from my spend (dropping it into a pot when it hits my bank solves the problem of whether to deduct immediately or wait for it to clear before I do so )
Soooooo......
based on the above my best guesstimate of what I could manage looks like being Ј180.
But I'd rather come in over than under (would prefer a sense of achievment to a let-down),
so I'm I think I'm going to set myself a target of Ј100 - Here I am. XXXXX
- Add me to the list please.
2010 is going to be full of challenges one of which is saving Ј400 for next Christmas. - Hi .
I'm back too!!
bet they were hoping to lose us LC!!!!
XLC2 - add me aswell please
- Hiya! Please count me in again. I see i'm already on your list
Do you know we were dying to open the tins on Monday night but we decided to wait. But we were so tired last night, we didn't I only just remembered this morning but OH is at work now so will have to wait til tonight!!! - back for the next one! i would like my target to be Ј250! im hoping to smash that as this will be the only money i have for xmas pressies next year cos of the wedding! xxxx
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