29
Oct
2015
A question about : Santander 0% BT no fee
Hi,
i saw in the weekly email about Santander offering 0% BT with no fee - I think it's for existing customers (includes Abbey and A&L customers).
Does anyone know if they are offering this if you already have the Santander credit card? or is it for existing customers that don't have this card?
Best answers:
- it is available to existing mortgage or banking customers who have a santander credit card providing its not the ZERO credit card that they already hold. HTH
- thanks for the replies but actually after phoning Santander it does work.
So, my situation is that I have an Abbey mortgage and an A&L current account so fulfill the requirements for being an existing customer.
I do already have the Santander Zero credit card (which I recently got for using abroad). I have now successfully managed to BT onto the existing Zero card and they have assured me it's o% interest and NO FEE although it's only for 12 months from the original date I got the card (which was about Nov). So I won't get a whole year's worth.
I've done the BT from my Egg money mule and will transfer that +ve bal to a high interest savings acount for the remaining 12 months - thanks Santander - should net me about Ј250 in interest - I am a Cahoot customer (Abbey National). Will I be able to apply for one?
- I would think so. If Cahoot is part of Abbey, now that Abbey is Santander
- Thanks zebedy.
- I applied a week ago - anybody got their's yet?
- Not heard a peep from Santander....although I expect they are probably snowed under with applications given they are the only fee-free option (and there are probably quite a few Halifax/B&B/A&L customers who qualify!)
Cheers
Neil - Just been to the Santander site. The zero card attracts a 3% fee for balance transfers. Can't see anything that is 0% BT and 0% fee.
- Whoops, sorry, just found it - bottom of the page!
- Just received conditional acceptance paperwork to sign (I applied on 20th Jan) but the direct debit form is asking for the Credit Card Number. Would I be correct in thinking that the long number starting with 1577 at the top of the credit card agreement is the correct number?
- I know this is probably a dippy question! Is it for the zero card for the 0% BT & 0% for Fee. I have a mortgage with the A&L Does that qualify me?
Thanks
Ginga - There isn't any number starting with 5286 anywhere on the paperwork so I guess I'll put the 1577 number in as the credit card number on the direct debit from and hope they will change it at their end if it is wrong.
- 5286 is the first 4 digits on the santander credit card eg 5286 xxxx xxxx xxxx. I believe the 5 means master card and the rest (286) the provider of the card and other info. visa cards start with 4.
- Are Santander generous with their credit limits?
I usually get around Ј5000 from other lenders (Tesco, Halifax, MBNA) - should I expect that amount from Santander?
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