28 May 2019

A question about : Pre loading credit card with money?

HI. i am going on holiday next week and have ordered the halifax credit card to save money and get the best exchange rate when spending abroad. However I have already saved the majority of spending money for my holiday. So my question is, once I get my card, can I go into the bank and pre load some money on the card to avoid paying interest on the amount I do borrow whilst spending?

So for example I get a card with a limit of Ј2000. before I went on holiday could I go in the bank and pay Ј1000. even tho I havnt bought anything yet? just to avoid paying interest?
your help would be appreciated.

Many thanks

Best answers:

  • When you get the card, be sure to read the T&Cs. Start with condition 16.9
    If you can't wait till then, the T&Cs are on their website.
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