A question about : A Payment A Day Part 5
Emily Hallett started a fantastic thread called 'a payment a day' which you can find here:
Thread 1
The thread was a huge success and was continued in 'A Payment a Day Part 2'. That thread can be found here:
Thread 2
And once again in Part 3 found here:
Thread 3
And Part 4:
Thread 4
The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why part 4 has now been started.
The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.
Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread.
Anyone is welcome to join in at anytime.
Best wishes to everyone 
To show how well we all do, the collective amount paid to each debt, per month, will be logged here. Look how amazing the totals are 
January Ј31,633.52
February Ј27,954.19
March Ј38,976.80
April Ј34,235.12
May Ј35,660.62
June Ј38,126.07
July Ј54,400.38
August Ј48,544.56
September Ј52,615.38
Total for the year to date Ј362,146.64
This was originally done by ehallett and then Hopeful1 so please thank these ladies any time you see them!
Best answers:
- Part 5 woop woop!
Jo x - yay as I've started PaD myself please can I join this thread? desperate to get a couple of debts paid off asap
- Morning All!
Pad for me is another Ј12.00 please Mac!
Got a very ill wee lassie on my hands today
Hope you all have a great day! x - Oh man! I'd just typed up a long post and it wouldn't put it up 'cause the thread was closed. Right, back in a minute lol
- Just read through part 4...
Will try to get some piccys up later... I promise not to make them as big as last time!! - Woohoo!! - Part 5!! .
I am back on the PAD wagon and am trying to clear my pesky Barclaycard so I have made a payment today of 67p to bring it down to an even Ј249.
Emily x - Jo - i loved your berry good Sunday piccie. You can't beat a bit of naffness. Thank you for your message - you made my eyes go prickly The chat with OH wasn't the most successful 'cause he aint so good at the talking! He is going to rebook with the counsellor he saw previously and is going to the docs tomorrow. This is v pro-active for him, usually i have to bk, so that's encouraging. I shall be writing down all my feelings and views so he can read and digest it all on his own. As you will know from my posts, i always have plenty to say lol
Angelic- he will pay! The settee has been my 1st line of attack. It's times like these i wish we had a bigger house lol. I'm glad to hear Adam's doing so well. You can't beat that feeling of swelling pride that only your children can give you can you? Hope you daughter is better soon xxx
Mumof4 - it's good to see you back. I think the weather has made the hols more expensive. And you are so right about travel. It killed me spending nearly Ј70 on fuel when we went away I think a few of us will be facing our debt with renewed vigour in September
Danko - baby boy is due at the beg. of Dec. I start maternity leave at the end of Nov. and can't wait I've made a list of all the things i need (and boy is that scary) and sorted / washed clothes from when LO was born as well as toys. Each week i try to get something which little one keeps in a box in his room. He was adamant he should be in charge of it, bless him
How was your weekend? You always sound like you have so much fun. It must be even better knowing you don't have to get up for work on Monday
Thank you to all who have posted warm messages and congrats on the debt clearance. I am determined to clear more of the smaller ones before that baby is arrived. It was great to put a zero in my sig at last
Have a good day everyone.
HAPPY 5TH THREAD BIRTHDAY TO US - Hello everyone
Lovely Shiny new thread love it
Hopeful - big hugs
Have a nice day everyone
Helen x - Ј1.42 again from me . . .New thread same PAD LOL
Right off to visit some rellies - *subscribes*
*wanders off to make more coffee* - make one for me FF xx
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Welcome Milliemonster
You'll be addicted in no time!
And to our leader Emilyhallett! Thanks for a brilliant idea Emily!
Thanks for posting that link again Sue - I have duly subscribed
Hopeful, I am currently sorting through baby things (have already given away/Ebayed a lot though), I don't want to cause offence, but if there's anything you need (and are not proud!) I'd be more than happy to pass them your way
Hope DD is better soon Angelic x
Hurrah for the new Thread - Hello all please can I join this PAD challenge? I can only probably post weekly weekend totals from my work - would that be OK? I love this thread as it's so inspiring!!!!
And the first PAD for me would be clearing the BT bill so I can get tinterweb reconnected (oh the irony lol) then I can MSE a bit more often.
Love Sassers xx - Ah a shiny new thread.............do we hold the record for the fastest growing thread, as the last one only started on the 6th June............aren't we chatty b****rs
Welcome to all the new PADders, you will love it and as Mac says addiction is common
PS just checked 265 pages in 77 days
- 285 reads