A Payment a Day Part 3

A question about : A Payment a Day Part 3

Emily Hallett started a fantastic thread called 'a payment a day' which you can find here:

Thread 1

The thread was a huge success and was continued in 'A Payment a Day Part 2'. That thread can be found here:

Thread 2

The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why part 3 has now been started.

The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread.

Anyone is welcome to join in at anytime.

Best wishes to everyone

To show how well we all do, the collective amount paid to each debt, per month, will be logged here. Look how amazing the totals are

January Ј31,633.52
February Ј27,954.19
March Ј38,976.80
April Ј34,235.12
May Ј35,660.62

Best answers:

• Hi everyone
  Ј3 to black horse begone fund
  Ј3 DIY fund
  Total Ј6.
  DC
• oooh thanks for the new thread Hopeful !
  Already made my PaD for today but just checkin in
  Mumof4
• 
  No 3!!!!!
• Hey all!
  I'm only posting so part three shows up on my subscribed list It's too hard to think at 6am when I get up
• Hiya everyone, Thanks for all those well dones was a bit embarrassing lol! I'll pass on the speech LondonAndy but will compliment you on your excellent choice of avatar!
  FF, glad to hear you've got a nice big bonus, spend it wisely (i.e on chocolate, cakes, and glasses ) and enjoy your trip! I'm sure you deserve it!
  Well done to everyone else on their PAD's - feel ignorant now as I can't remember anything else that I read on the last thread sorry :-(
  Can't get onto internet banking for some reason so have chucked a Ј1 in the Take That Concert Fund instead.
  Bye all
  xx
• Evening all!
  Been a mad busy day out in the garden as the sun was shining down on us today
  Anyway pads for me and bf are.
  Ј3.00 to Hsbc Miserycard
  Ј3.04 to HellItFarts con card
  Ј4.00 To crapital Uno Con Card
  Ј30.00 Bt debt
  Total payments today are....Ј40.04
  Have a nice evening xxx
• Woah...another new home...Ј1.00 to the Christmas 2009 fund
• Another new thread!! Must be all the talking on the sunday night soiree!!
  Twinkles - you are exactly right, when we originally applied for housing benefit we gave them all the forms, documents etc they asked for, it took them nearly three months to come to a decision!! Now they have written to us giving us three weeks to return the overpaid money!!! In their dreams
• Hiya everyone! Thanks for the shiny new thread Hopeful! PAD'd already, so another post-to-subscribe from me
• i've also added this thread to my subscribed list.
  kitty66
• New thread woo hoo!Ta hopeful 1.Flower08 They tried to say we had to pay the housing benefit arrears back in 3 wks but I stuck to my guns (and politely)said no way.I think I had to do a financial statement so that it's prove for their records that we couldn't afford the payment plan that they suggested.Who could??Lol.Anyone who is claiming housing benefit is generally running a tight ship anyway! Then they suggested an amount with me and I sort of haggled.Be firm and don't allow yourself to be bullied (if that makes sense?!)x
• Woooow part 3!!
  Ta muchos for the update! Better get subscribing! Anyone heard from Vin yet and the dentist trip? Hope she's ok!
  xx
• I'm in for part three - just posting like the others so I can find it tomorrow xx
• i just bookmark the thread page i'm on in firefox - and do a new bookmark for each new page (but deleting the old ones if i go along, if that makes sense...). is there an easier way to do this? xxx
• Another Ј40 to the totals from me actually before I forget as OH owes me some money for AA breakdown cover so knocked that off the total I owe him. Aww I loves him I does
  xx
• Thanks Twinkles. Luckily OH had his sensible head on when we got the letter and i had my stupid head on!! I went to grab the credit card to pay it off, where as OH worked out what we can afford and will be ringing them tomorrow to negotiate. So fingers crossed! Will update tomorrow with new payments that need to be made, feeling a lot better about things now!
• Lol,I always call it a 'special moment'.Glad your feeling a bit better flower08,don't let them get to you,it's not worth it.Ps defo don't use the credit card,not sure if it's 0% but it would be terrible to pay interest on top of the bad news x