10
Nov
2015
A question about : loans
I have a Ј4,700 loan which has 2yrs.6mths left to run, how easy is it to switch it onto a zero interest credit card with balance transfer fee of 2.9%. Has anyone else taken this route to pay off a loan earlier.
Best answers:
- Depends on your credit history, among other things.
- To do what you're describing, you'll need a money transfer or super transfer card. These cards allow you to transfer x% of your limit as cash to your current account where you then pay off the loan. MBNA cards are good for this purpose but all comes down to credit history.
What's the APR of your loan? Would be helpful to put it down as we can all see if it would save you money.
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