A question about : I've been made redundant
I was made redundant on Thursday,
It was a voluntary redundancy:rolleyes:, sounds daft to accept it
but as I had been there under a year I wasn't entitled to any pay out
So by taking it I got 4 weeks notice pay and 4 weeks pay and holiday pay
If I didn't take the voluntary i would have been working my notice and miss out on 4 weeks pay
A few links to some sites that have been useful
Checked to see what benifits I can claim
https://www.entitledto.co.uk/
If you are on contribution based JSA you do not automatically get free preescriptions and other free health costs:confused:, you need to fill in a form called HC1 (available from Job Centre Plus office and other benefits offices)
Some rules about redundancy
https://www.acas.org.uk/index.aspx?articleid=1365
Acas Helpline
Monday - Friday 08:00 - 18:00 - 08457 47 47 47
T.U.C
https://www.tuc.org.uk/
And the government site
https://www.direct.gov.uk/en/Employment/index.htm
The job centre and for claiming benifits
https://www.jobcentreplus.gov.uk/jcp/index.html
Online Claim Form (thanks Blue Is The Colour)
https://www.dwp.gov.uk/eservice/
And to re do my SOA
https://www.makesenseofcards.com/soacalc.html
A bit of a DFW thing
If you get made redundant, call your mortgage provider any loans or credit companys and tell them what has happened, they are more likely to be sympathetic and helpfull if you inform them, rather than wait until you start missing payments
Pay the priority bills first
Rent/ mortgage (rent you can get houseing benifit, see note below)
Council Tax (you can claim Council Tax Benifits)
TV Liscence
Gas /Electric/Water
Food
If you are needing Propper Debt advice use these
Non-profit Debt Counsellors' List
Never pay for free debt advice
If you have debts and get a lump sum maybe not enough to clear all debts, and leave a bit of emergancy money, maybe snowballing debts might be the right option,, snowballing is paying off the highest APR debt first, and minmum payments on the rest, then the money used to pay off that debt (when itsgone) is added to the next highest debt, and so on,
This calc works it out for you
https://www.whatsthecost.com/snowball.aspx?country=uk
Use the boards on MSE
Remember it was your job that was made redundant , not you
You have a new job of gettting a job
Sites to look for Jobs
Looks like just West Yorkshire but can be searched
https://www.yorkshirejobstoday.co.uk/Frontpage.aspx
When you get a job use this to work ork how much you come out with
https://www.listentotaxman.com/
If you have an insurance policy that has legal advicecover on it,
might aswell use it if needs be
Or contact your local CAB office
https://www.citizensadvice.org.uk/ind...-Anchor-search
A note about claiming Houseing and Council Tax benefit, you can and should fill in the application forms when first registering,
And then go to your local Housing Benefit office and fill them in there aswell, belt and Braces is an old saying that comes to mind, it took nearly 2 months to get mine sorted, I only did the form at job centre
Best answers:
- Thanks MOT
Hope other users don't need the links, but :confused:
and if they do I hope they find them usefull
I'm just a warehouse monkey (or was),
and not much of that work going at the moment
Hows your job going - I don't have to work during my notice period, so offically I'm still employed
- Sorry to hear your news Numpty. I know I've chatted to you on DFW.
Good advice you've given. I got made redundant in August after 12 years with my company so I did get a bit of redundancy pay but as my salary wasn't massive, I didn't get enough to clear all my debts (scary!). However, have made some headway but want to keep some money back in case I can't get work.
Since October, I've been temping for the same agency in the same company, but such is the nature of temp work, I could go at any time so need money to live on and I don't have much left! I've not been reckless with it - just cleared some debts and paying mortgage etc.
Good luck with your search! - Hi DID
Hope you get something soon
I got made redundant before about 5 years ago , and got the minimum government payout then, for 14 years working there
1 week pay (based on the basic pay) per year
12 weeks in lieu of notice (taxed) and any benefits claimed taken from that:confused:
Wish I had found MSE back then
A few of the lovely DFW peeps are going to help me with my CV - Sorry to hear the news Numpty.
- Thanks fermi,
I didn't realise you were the BG on here aswell - My OH was made redundant of Friday too... Bit scary but are doing our best..
Quick question.. Would you try and sell your house now and downsize ? or try and hold out for a bit:confused:
Thanks - Thanks for that izzy
I think a trip to the job centre might be the best option
At least i'll find out one way or the other
- 312 reads