how long do balance transfers take?

A question about : how long do balance transfers take?

I'm awaiting a LTSB credit card to arrive any day now and my current 0% deal on a different card ends 1 Jan 08. How much time do I need to allow LTSB to make sure the other card is paid off?
Thanks

Best answers:

• Normally 5-10 working days, in my experience 7 days is typical.
  Don't forget to allow for Bank Holidays over Xmas/New Year period (sure you've thought of that but just in case you haven't).
• thanks!
  10 working days from now is almost New Year's Day...
  so I might have to pay off the bill rather than stoozing it
• Most recent (BT from Egg Money): Action Friday (late afternoon)/arrive Wednesday.
• IME, Lloyds TSB are no worse than most issuers. Allow 3/4 working days from initiating the BT.
• Thanks for the answers.
  LTSB are going to charge me a BT fee. Will they add it to the balance at 0% or at some other rate?! I know I can check the T&C or phone them for the answer to this but you guys know your stuff.
• Thanks for this.
  "Your monthly payments will pay off your interest, charges and if relevant, Payment Protection Premiums first. After this we put the rest of your payment to promotional balances (see section 6 of customer conditions for further details of payment allocation). This means that balances on lower rates such as balance transfers are paid off before other balances.
  For each individual balance transfer there is a 3% fee. Interest is charged on balance transfer fees."
  It seems then that my first monthly payment will pay off the interest on the balance transfer, then the fee on the balance transfer, then the promotional balance.
  That's assuming that "charges" are the same as "fees".