23 May 2015

A question about : Help!

Hi I'm new to the forum and I'm wanting advice!

I got a loan around a year ago for Ј3,500 which I borrowed out for 2 years, I make monthly payments of Ј180. I also have a credit card which has Ј5,500 on which I pay the minimum payment monthly. I have an overdraft of Ј900 which I'm constantly in.

My debt is my own fault the loan was for a car and my credit card has been used on furnishing my house.

Do I get a loan to pay off my debts over a longer period of time with lower monthly repayments?

I feel stuck in a rut!

Best answers:

  • https://www.stoozing.com/calculator/soa.php
    Fill this in. Then you will have a much more accurate picture of where you are at and more importantly where money that could be used to pay of debts is being wasted.
  • Moved to the main DFW board.
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