credit check for reducing overdraft

A question about : credit check for reducing overdraft

Hi Everyone,

Does anyone know if Banks can do a credit check for reducing your overdraft. I thought it was a bit strange the bank saying this to me but agreed to it at the time, in hind sight I probably should have questioned it more.

Its a bit odd doing a credit check to reduce my overdraft from Ј700 to Ј300 - any info would be much appreciated

Katie

Best answers:

• When I tried to reduce my overdrafts online it flagged up they might run a credit search , as i had just opened 3 current accounts for savings and after advice on here I decided to just leave things as they were and not use the overdrafts, been working for me ever since.