Credit Cards

A question about : Consolidation Question

Hi, I currently have two credit cards in use, one for daily use which I pay each month in full, and a 0% balance transfer which is coming to an end soon.

I've just applied for a new 0% and been accepted, though with a lower credit limit than the one I'm using (Ј5K compared to Ј16K).

The amount I will be switching to the new card is around Ј3,000 so there's no problem with the limit, however what is the best option to maximise my credit score?

A question about : Lloyds Avios credit card question

I've had this card for years so can't remember but I thought they said I had to have a Lloyds current account to have it and so one got opened and I've kept Ј1 in it, as my main current account is elsewhere.

So do I need to keep this current account to keep the Avios credit card? Do you have an Avios credit card and not the current account?

I'm tempted by the Clydsdale free Ј150 so it would be ideal to switch this account! ;-)

A question about : Credit Cards Board Important Links

Hi folks

This is the new Credit Cards Board Sticky where links to all current important threads will be kept.

Links:

Unoffical Existing Customer Balance Transfers

Regular Payments off a Credit Card Discussion

Best answers:

A question about : Financial Factsheet Brainstorm Help Required

Anyone with five minutes who wants to help me with an online brainstorm please can you go to this thread

https://forums.moneysavingexpert.com/...48#post1707648

IMPORTANT! PLEASE DONT REPLY IN THIS THREAD, CLICK THE LINK ABOVE AND REPLY THERE

thanks

martin

Best answers:

• spam post reported

A question about : Cash Back Credit Cards

Morning All

I am thinking of taking out a cashback credit card to make some extra money on the normal things I buy. I am a bit worried that I will use more than I think but if I just stick to buying petrol on it, as I know exactly what I save for it every month and as soon as I have bought it I can pay it off, then I could make around Ј70 in a year, which will go towards my challenge in my sig.
Does anyone know of any good cashback credit cards?

DFM

A question about : Getting post for someone never lived at address

Not sure if this is the most appropriate forum, if not staff please feel free to move.

For the last few weeks been getting post for someone who's never lived here. We're the 2nd owners of the house.

The mail has a return address of PO Box 189, Huddersfield HD8 1DY which a google search today flags as a debt collector firm chasing MBNA debts. One of this links showed the PO Box as being owned by
FAIRFAX SOLICITORS, MERRION STREET, LEEDS, LS2 8BX, TELEPHONE NUMBER 01138233898

A question about : The Sub Prime Credit Thread

The Sub Prime Credit Thread - Part VI

A question about : E-Platinum Plus

Whilst updating my status on my facebook page my attention was drawn to an ad offering an Instant Ј500 Credit Card -
Get Ј5000 credit to spend right now. No credit check. Apply now in just 60 seconds! they say, a credit card with no credit check? - mmmmm - the old adage You should only believe half of what you see, and none of which you hear comes to mind - but curiosity - ok, nosiness takes over and I click the ad.