11 Nov 2015

A question about : Car finance

My credit rating is 939 and I'm not sure if my rating is good enough to be accepted for car finance.
I don't want to apply until I'm pretty sure I get accepted. As i know it goes against me if I apply and get turned down
Can anyone help?

Best answers:

  • The number means nothing. What matters is your credit history. Have you ever had a credit card? Used it? Paid it in full every month? Missed a payment? Had a payday loan? Defaulted?
    There are lots and lots of different factors.
  • i bought a car on finance I have no idea what my credit rating was probably not great as i have stupidly missed credit card payments and gone past the limit in the past. i was also 19 when i got the car..it was through peugot finance services .
  • Make sure you have a good credit history, that's what matters.
    All the best.
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