01
Feb
2016
A question about : 20 years old and in full time education...
Hi
I'm a 20 years old in my first year of university full time education with no source of income. I've been looking around on how to secure a mortgage as a young buyer or as a 20 years old but I can't seem to find anything. most lenders require guarantor to own a property (in England) and my parents are the only people that will be willing to do that and they don't own a property in England. so I'm wondering if anyone out there have any advise on how I can secure a 100% mortgage on buy-to-let considering my circumstances I'd really appreciate it.
Best answers:
- Your problem isn't that you are a young person. Your problem is that you have
a) No deposit
b) No income
on the circumstances you describe YOU CANNOT GET A MORTGAGE. Stop wasting your time. - 100% mortgages are not available today. Nor mortgages for those without income.
- " in my first year of university full time education "
Enjoy university and get the best degree you can then you can find a good well paid job and save for a deposit
EASY really - This has got to be a joke.
- Well, I was not joking... so I'd very much like a genuine advise/opinion thank you.
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