17 Jun 2015

How long does it take for a cash withdrawal to show.

A question about : How long does it take for a cash withdrawal to show.

I have just had a mis-fire on an ATM but the amount I intended to take out has not yet shown on my online account. How long does it normally take? Didn't get the cash, but concerned it may have been debited.

Thanks in advance

17 Jun 2015

Barclaycard Platinum

A question about : Barclaycard Platinum

I applied online for a Barclaycard Platinum Purchase (14 months 0% purchase, 23 months 0% balance transfer), however it was referred. I received a letter stating they could only offer me the following deal - a Platinum card, with 7months 0% interest on purchases, 11months 0% balance transfer, and 29.8% APR, which is fare as my credit rating has quite a few searches on within the last few months due to moving banks etc.

14 Jun 2015

Borrowing then balance transfer.

A question about : Borrowing then balance transfer.

Hello. My current situation is that I need cash for the purchase of a car (privately). I have two credit cards, one with Lloyds and the other with Capital One. If I borrow the cash on my Capital One card, and then do a balance transfer to Lloyds, with an 18 month respite period on interest, would Lloyds find that acceptable? It would give me a breathing space, but I'm not sure it would be permissible.
Thanks in advance.

14 Jun 2015

Section 75 claim rejected by CC Co and Ombudsman adjudicator, Appeal timescale

A question about : Section 75 claim rejected by CC Co and Ombudsman adjudicator, Appeal timescale

If wrong forum please let me know.
I made a Section 75 claim against Tesco which was rejected. I appealed to the Ombudsman and their adjudicator also rejected my claim.

I was advised that I could ask for this to be reviewed by an actual Ombudsman. I was given 14 days to ask for a review and supply any additional info, or to advise if I could not meet the 14 day deadline.

13 Jun 2015

Account balance disappeared during switch

A question about : Account balance disappeared during switch

I've switched my account from TSB to Barclays. Today is my switch date and in a letter from Barclays, I was told that any remaining balance in my TSB current account would be transferred to my Barclays account by midday.

13 Jun 2015

Stolen CC Details!

A question about : Stolen CC Details!

Hi all,

I've just got off the phone from Nationwide who told me my card has been used to attempt to buy Ј400 worth of goods online from Target.com, plus something called Sherman Oaks, AND they even got themselves some McDonalds with it.

I don't have to pay for any of it, and my cards been cancelled, but I'm now very concerned about how they got my details in the first place, and whether or not I should be concerned about my debit card details also being stolen.

16 Jun 2015

Chargeback (defective holidays accommodation

A question about : Chargeback (defective holidays accommodation

I rented and prepaid the accommodation for 7 nights by Visa Card. There were a lot of misleading information on the website about the accommodation. Anyway in order not to screw up our holidays we accepted this.

14 Jun 2015

Balance Transfer from a closed credit card account

A question about : Balance Transfer from a closed credit card account

Hi all
I have a Halifax Credit Card account which I elected to close a few years ago and retain the interest rate before there was a hike. My question is this - can I transfer the existing balance (or part of it) to a 0% card?
Thanks

Best answers:

  • Depends on whether the other card will accept an account number, rather than a card number.
  • Still have the card number....

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