09 Mar 2015

MSE News: Student loan deferment threshold to fall: Q&A on why it's happening

A question about : MSE News: Student loan deferment threshold to fall: Q&A on why it's happening

The Government is lowering the earnings threshold for people with a pre-1998 mortgage style loan. We find out why... ...

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Student loan deferment threshold to fall: Q&A on why it's happening

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09 Mar 2015

Need a business loan but got an IVA.

A question about : Need a business loan but got an IVA.

My business has been operational for 2 years, but I now need a business loan to help the business grow. I have an IVA which finishes the beginning of 2016 and can not get a business loan from my own bank. Any ideas as to where I can go to get the loan? I need Ј5k

09 Mar 2015

Very poor credit history, need a loan to consolidate

A question about : Very poor credit history, need a loan to consolidate

I'm 21, I'm in a mess with payday loans and maxed our credit cards. It's starting to depress me. I got into this mess before and ended up on a debt management plan which I cleared in 2013. But I slowly racked up more debts.
In total I owe around Ј4500.
I have an income of Ј1200 per month and could afford to pay around Ј200 max per month...Ideally I'd like to pay Ј150.

09 Mar 2015

MAC book/Laptop on Hire Purchase

A question about : MAC book/Laptop on Hire Purchase

My brother is moving to the UK from Ireland next week and starting a new job in IT.

He is in need of a MAC book and a good mobile phone however he is looking for a contract or hirepurchase type of deal as he is only starting a job so has no income for a month or so and he designs websites part time and needs a MAC book to continue this.

He had a MAC book via his old employers before;

As he is only going to be getting an NI number when he arrives and a bank account it might prove difficult.

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