Credit Cards

A question about : Question

Hello,

Question for all the clever bunnies out there...

What is the best credit card (either 0% or low rate for life of balance) for doing a balance transfer, that has a low monthly payment amount?

I know the mbna family (virgin etc) have low repayments, are there any others that have a similar low sceme, and not 2-3% of balance or Ј5, whichever greater.

Best answers:

A question about : Morgan Stanley "Fly&Buy" card 0% BT

Just got a phone call from Morg Stan

"Mr Frequent, I see from our records you have not been using your morg card for some time.

We have a new card on offer, which includes 400 points on your 1st purchase, which is enough to get a free trip to Paris.

Also offer to close out old card but still keep old limit on new card (unless u want to ask for higher ;D ).

Anyone got one yet ?

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A question about : Barclaycard 0% new customer offer

This thread relates to the new customer offer described in this article

(to discuss the existing customer offer click here)

To ask a question of discuss this click reply.

A question about : Ј5 back shopping at local shops with AMEX

Haven't seen this on this forum, but it is elsewhere on the site.

Starting tomorrow you can get Ј5 back on spend at selected merchants when you register here.

https://enroll.amexnetwork.com/GB/en/ShopSmallUK2012/

Once registered you can see a map of participating merchants. They are supposed to be small local shops but quite a few are franchises of larger chains. Similar deals apparently will appear on the foursquare app tomorrow.

A question about : Capital One No Hassle Platinum Card

Just applies for the above via their website......came back that I couldnt have the platinum but I could have another card which they will offer me via the post........bit confused by this as I have loads of platinum cards and have never been refused, in fact I just applied and got a Sainsburys Platinum card with a 7500 limit a few minutes before, could this have affected the decision??
Are Capital One very strict regarding Platinum Card??

Best answers:

A question about : Cahoot Credit Card

I have had a credit balance on my Cahoot Credit card since June of Ј3.43 intending to transfer it into my Cahoot savings account but have been a bit slow getting around to it.

However, I have gone to do just that today and close the credit card because I have a better interest free deal and have transferred the balance. Only to find that Cahoot have still been taking out .40p each month for something that I know I never signed up for called Cahoot Extra Premiums.

A question about : texaco credit card credit limits

Does anyone have experience with the Texaco card with regard to credit limits? I have about 7k I would like to transfer to the 3.9% for life offer. I could tart about with cards but to be honest it will be so much easier long term for me to just stick it on a low life of balance card and then snip the card and gradually pay it off. And after trying the MINT card and getting a quite frankly pathetic 1.2k credit limit offer I shredded the app form.

A question about : Mint 7.9 for life of balance

I'm just coming to the end of my MINT interest free period and am in the middle of switching everything to my Morgan Stanley Card on a 3.9% for 5 month deal (too much credit card tarting to get another 0% deal at the moment).

When I phoned up MINT they offered me 7.9% for the life of the balance on a balance transfer.

I realise that this isn't the greatest rate available on the market but for those who can't get any more credit and who have a MINT card with Ј0 on it, it's not a bad offer.