Credit Cards

A question about : Credit Reference Agencies

Hello everybody!

Here is the latest UPDATE which Credit Reference Agency (CRA) lenders use to credit check your credit applications - Most of this work is done by Underground i am just merely updating the thread (as promised).

A question about : 2.9% promotional rate on AMEX gold

Thought I'd share this with the forums..

A while ago, I got a letter from AMEX offering me a promotional 2.9% APR interest rate on balance transfers for 6 months.

I took advantage (as 2.9% is less than my mortgage rate!) and transferred 10k using up most of my credit limit. My 6 months is up in February, however yesterday AMEX sent me ANOTHER letter offering me the same - 6 months@2.9% valid until November!

A question about : Disability Discrimination Act 2005

I am looking for some advice for my son regarding building a credit history and strongly suspect he is having considerable difficulty purely as a result of being disabled.

A question about : Amazon Credit Card free Voucher

Apologies if this has been posted before, but I've just trawled through pages of this forum and couldn't find it...

I've just recieved my second statement from my amazon credit card, but still haven't recieved my initila Ј15 voucher that I should have got when I first got the card.

Does anyone know how I can get them to send it to me?

I don't often look at this board, so could someone PM me with an answer?

Cheers!

A question about : Council Tax & cashback?

Check your Council Tax bills.
Received my new Council Tax bill yesterday and noticed that payment can be made using a credit card at council offices/libraries/by phone. I plan to use a credit card in future for all Council Tax payments and accrue cashback/reward points. I pay off the full balance every month, so it will be a little extra money for nothing.
Hope others will be able to do the same, if you are not already doing so.

A question about : Cashback Barclaycards!!!

Anyone seen the new barclaycards? They actually look quite good and existing customers can transfer!!

https://www.barclaycard.co.uk/personal

A question about : Credit Card Payment Protection Discussion

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A question about : Cancel Your Unused Credit Cards

Just a quick reminder. !If you have unused credit cards, cancel them & close the account. !This does two things

i. it improves your credit score and
ii. It means in roughly 18 months you may qualify for introductory new customer offers on the same card