09 Mar 2015

Incorrectly defaulted account

A question about : Incorrectly defaulted account

Hi
I took out a Buy Now Pay Later deal via Comet for a washing machine in 2012.
When it came to pay off the debt I missed the initial date and had to pay an additional amount for the one month's interest. So I rang up the company (Santander Store cards) and asked to pay off the full amount of debt which was Ј512 (paid with a Santander credit card) - this was 2013.

09 Mar 2015

How long does a 'default' account sty on my credit record?

A question about : How long does a 'default' account sty on my credit record?

I've just finished paying off an old HSBC overdraft via Marlin Finance. This showed on my credit record as default, even though I was paying it back monthly via HSBC themselves and I always disputed the 'default'.

Anyway, when does the record disappear from my file? Can I request it to be taken off immediately? It's messing up my rating big-time as I used to be a 4/5 on Noddle. With this 'default' I'm a 1/5 title=Frown

09 Mar 2015

ERUDIO student loans help

A question about : ERUDIO student loans help

HI,

09 Mar 2015

mark against mt credit file but no info given?

A question about : mark against mt credit file but no info given?

I've recently viewd mt credit report in prep for a mortgage (wanted to check to get an idea on how good/bad it is!)
There is a mark against me for a late/non payment (??) but it does not state any details - just 'Lendor contacts unknown'

How do i rectify this if i have no idea who it is??

Also, ive read conflicting info on accessing your credit file. Does this infact affect your credit rating too in a bad way?

Manty thanks

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