Credit File & Ratings

A question about : BARCLAYS BANK PLC-LEXISNEXIS RIS on my equifax report

Does anyone know who/what this is? This was only done a few days ago, I bank with Barclays but have not asked them for anything recently.

LexisNexis https://www.lexisnexisrisk.co.uk/lexis-diligence.php seem to be some sort of risk management company.

A question about : Remove Default from Mobile Phone Company

I am extremely upset and frustrated by the orange service. I terminated my contact in October 2014 after being a loyal customer for many years. I paid my last bill with by Direct debit and confirmed it was all clear over the telephone to customer service.

A question about : Mobile contract in another country

Hi everyone,

My partner, with whom I have a joint bank account, has told me that she has a mobile phone contract in another country - the country she moved from 2 years ago. Her mother is the one using the phone, but can't get credit...hence it's in my partner's name. Would this affect her/our credit? Is it something to seriously reconsider?!

Thanks

A question about : Noddle free report

Hi all,

I'm looking into getting my free credit report from Noddle to back up the Equifax statutory report I've already got (Experian will take a week so will prob not bother as I've been happy with Equifax in the past).

Has anyone got their report through Noddle? I know that it will show similar info to the other agencies but I'm curious as to the signing up procedure.

A question about : Experian credit reports

I've been signed up with Experian since new year so I can keep my eye on my credit score to see how it's doing.

It hasn't changed at all since January. The same figure for amount of outstanding debt, same figure for amount of available credit. All exactly the same, nothing at all has changed in three months. This is blatantly nonsense.

Do they ever update their records?

A question about : Noddle

Anyone else had an email form Noddle asking for credit card verification?
Anyone else done it yet?
I'm holding off until I'm sure it's legit.

A question about : Virgin Media

Ok... I'm going to try to cut a long story short..

A question about : no credit agreement but on record ?????

Hi

I've applied for a job and they did a Credit search on me.

It came up with ' 1 public utility account!' 9 months ago which I was in arrears with them for700 pounds. But they don't have further information on this. So they have requested it of me.

Yes I was in arrears with EON but this because I was in dispute with the balance and went to the ombudsman. I know I can back this information with the company I applied a job with. So it isn't a problem.