09 Mar 2015

Searches badly affected credit rating

A question about : Searches badly affected credit rating

Hi there

Until recently I had a 5/5 credit rating on Noddle, no idea about the other agencies but as I have no defaults on record and have a reasonable line of credit I imagine there were no problems.

09 Mar 2015

What your credit score really means

A question about : What your credit score really means


This is the discussion thread for the

What credit scores really mean guide.

Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.

Thanks folks,

09 Mar 2015

Santander have incorrect info

A question about : Santander have incorrect info

Any help would be appreciated. I wanted to check my credit file as we want to go for a new car in June/July time, and wanted to make sure there was nothing on there that would jeopardise any credit I needed.

09 Mar 2015

Compello Group

A question about : Compello Group


I was wondering if anyone could give me some advice. I have a debt relating to an old First Direct account, and I have been since about 2008 0r 2009 been chased by this pack of bloodhounds.

I have never responded, plus the debt isn't very much, but it was the result of constant bank charges always coming the day or 2 days before my wages went in, so it escalated over the period of about 7 months to Ј1500. I paid it down by about 2 thirds before losing my job and stopping payments.