28 Oct 2015

Balance Transfer Basic Question

A question about : Balance Transfer Basic Question

Hi,

I've just got my first credit card so I'm new to this and have a basic question. What exactly is a balance transfer? And why is it a good thing?

27 Oct 2015

I'm a stoozer but have run into problems I'd like help with please

A question about : I'm a stoozer but have run into problems I'd like help with please

I have used 0% credit cards for over a decade to put money into my bank to offset my mortgage.

24 Oct 2015

Credit Card cashpoint withdrawal over limit

A question about : Credit Card cashpoint withdrawal over limit

Hi,

If you withdraw money from a cash machine using your credit card and you went over your credit limit amount on the card would the credit card get refused or would it go over and give you the money?

26 Oct 2015

Halifax offer

A question about : Halifax offer

I've just been offered 18 months balance transfer 0% with 3% fee but half fee refunded after 30 days so approx. 1% per annum. Looks like my stooze pot will carry on for a bit longer...

Best answers:

    28 Oct 2015

    Holiday on credit card

    A question about : Holiday on credit card

    Hello

    I am trying to book my holiday on my credit card, I have a Lloyds card with an interest free period. Is there any other way of paying for this holiday without paying the 2.5% charge that my travel agent wants to levy for paying on a credit card?

    Any other cash flow assistance or other cards that will allow me to get cash or pay without a fee.

    Thanks

    24 Oct 2015

    i CANT USE THE ELIGABILTY CHECK

    A question about : i CANT USE THE ELIGABILTY CHECK

    Hi can anybody tell me how to use the credit card eligibility balance transfer on this website, I have put in my address a thousand times and it just keeps coming back confirm the address!!! confirm the address where/ I have looked all over and I cant see anything to confirm .can someone help me please

    24 Oct 2015

    credit cardbacceptance

    A question about : credit cardbacceptance

    If i have been accepted by aqua for a credit card they said they will agree a credit limit for me and let me know. Does this mean i have definatley been accepted???

    Best answers:

    • What?
      So you was 'accepted by aqua for a credit card' and 'will agree a credit limit and let you know' and you want to know if you have been accepted?
      Nah I would say you've been declined, sorry.
    25 Oct 2015

    Closing a barclaycard account... How long before I can take introductory offer again?

    A question about : Closing a barclaycard account... How long before I can take introductory offer again?

    Does anyone know what the minimum waiting period is for this? I assume it's at least 6 months?

    James

    Best answers:

    • According to this list, BarclayCard is 6 months.
    • Thanks. What a useful list!
    • My g/f closed down a Barclaycard in November and has just been accepted for a new one with a BT offer.
      They seem to be more welcoming if you have a Current Account with them as well.

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