25 Feb 2015

How many current accounts can you have?

A question about : How many current accounts can you have?

How many current accounts can you have?

Can you have current accounts at different banks?

For example, could I open up different current accounts at different banks in order to qualify for some of their offers? e.g. Halifax Ј5/month, First Direct introductory offer.

I know many stipulate that x-amount is required to be paid into these accounts to qualify for these perks. However, is it possible to transfer this amount from other accounts (held elsewhere?).

25 Feb 2015

CAPITAL ONE Balance Transfer Warning

A question about : CAPITAL ONE Balance Transfer Warning

I wanted to warn you of misinformation I was given by Capital One. Their call centre assured me that a balance transfer was protected and free for a year, but this is not the case if you make any purchases.

I have been a customer for a while, paying off my full balance each month. They contacted me with an offer for balance transfer for 1 year with a 3% charge. Given I have an offset mortgage with a 6% interest rate, it made sense to take advantage of this and put the balance on my mortgage account.

25 Feb 2015

how long do balance transfers take?

A question about : how long do balance transfers take?

I'm awaiting a LTSB credit card to arrive any day now and my current 0% deal on a different card ends 1 Jan 08. How much time do I need to allow LTSB to make sure the other card is paid off?
Thanks

Best answers:

25 Feb 2015

Make Ј150 of free cash. Legal credit card stoozing trick

A question about : Make Ј150 of free cash. Legal credit card stoozing trick

Is it just me or is this slightly mis-leading in Martins e-mail this week?

Ј150 from a Ј5000 CL.

Have I missed something here. According to the calculators this isn't possible, based on the BT Fees of 3% and 2.98%. Unless you are a non-tax payer or put the money into an Offsett Account, I suppose, which isn't everyone. Just a thought.

Pages