Credit Cards

A question about : lyoness cashback card/scam?

Hi im a first time poster, i usually get an answer to any questions by searching the forum but this 'lyoness cashback card' has not really been discussed much. I went to a seminar last night as a friend highly recommened it, there definately seems to be something good about it although if something seems too good to be true it usually is. Has anyone first hand experience with this card?? would they recommened it or advise to stay well clear? Any comments would be a great help. Thanks

A question about : My increase on my egg card is to go up by six per cent.

I've just got an email saying they are increasing my rate from 15.9 to 21.9 that's scandalous.
Problem is I have a fraigle credit file.
Does anyone have a suggestion on how I can transfer my blance (about Ј5,000) to a nother low interest card.
I'm in shock.
Egg use to be the cheapest.

A question about : Have you had your Egg credit card closed? Take part in our poll...

Egg drops 161,000 customers as credit crunch bites. Egg’s shocked the market by writing 7% of its credit card customers' accounts saying they’re too high a risk; meaning they'll be able to pay off existing debts but not borrow more. This shows the credit crunch is biting. Worryingly many who’ve received the letter say they pay off in full each month; do you?

A question about : Tesco CC Upgrade

I've just received a letter...
Quote:

Apparently they will credit me with 650 bonus Clubcard points each year as long as the account is open. I can opt out of the upgrade if I want.

A question about : Don't Pay Big Payments on Your Credit Cards unless you can really afford it!!!!

Hi there, I was made redundant in January 2009 - l was devastated but managed to secure another job - however nothing is really reliable so I decided to use redundancy money to make payments on my credit cards - I paid off my Capital One cards and they are in my draw - Capital One wrote to me thanking me etc etc

A question about : Credit Reference Agencies

This discussion relates to the

Updated Credit Reference Agencies - Who Uses Who? article

To discuss or ask a question: click reply

(to read the old discussion see here)

A question about : Experian

Before you do business with Experian, make sure to read the following links. Experian has a long track record of being unscrupulous, being fined on more than one occasion.

https://www.consumeraffairs.com/news0...ss_action.html

https://www.consumeraffairs.com/privacy/experian.html

A question about : Petition to No.10 Downing Street

We're trying to get the CRA's to fall in line with Europe and stop reporting data for 6yrs, but instead hold data for 3yrs like our European counterparts. If you'd like to show your support, please click the link below and sign up for free...

Petition to: reduce the time Credit reference agencies hold data for to 3 years. | Number10.gov.uk