06 Jul 2015

Crowd Funding.

A question about : Crowd Funding.

29 Jun 2015

6% First Direct savings account coming to an end; can I open another?

A question about : 6% First Direct savings account coming to an end; can I open another?

Hi all

My 6% First Direct savings account has reached maturity and I've received the interest payment. If I want to open another account to achieve the same 6% interest rate for the next year, how do I go about doing this? I understand I can only have one of these accounts at a time, so does that mean I have to withdraw the funds and close the account and then setup a new one?

Many thanks

M.

02 Jul 2015

Retiring soon

A question about : Retiring soon

Sorry, posted in wrong thread

01 Jul 2015

NS&I index linked saving certificates.

A question about : NS&I index linked saving certificates.

I invested Ј15000 in May 2011, for a 5 year term.
I did an estimate on the NS&I website which gives me an estimated figure of Ј16554 at the present time.
I will be leaving the money in for the full 5 year term. I know it's impossible to fully know what the yield will be after 5 years because of the uncertainties of the RPI rate.
However, I was wondering what members would be hoping to come out with on maturity if they've invested a similar amount.
Thank you.

29 Jun 2015

Guidance needed

A question about : Guidance needed

Hi all

Just wondering if there are any currency market experts out there that may be able to give me a little guidance.

I currently have a significant amount of Euros just sitting in a UK bank account earning no interest at all. My long term goal (perhaps 1-2yr) is to eventually convert those savings into Australian dollars (since I will be moving to Aus sometime this year/next year and will then eventually look into purchasing property in Aus).

03 Jul 2015

6% first direct regular saver or s&s isa

A question about : 6% first direct regular saver or s&s isa

We are hopefully paying off our mortgage in the next month or so title=Have
We wanted to invest our monthly payments and we're wondering if paying into the first direct regular saver then at the end of the term transferring to a s&s isa would be a better investment than paying monthly to a s&s isa?

Any ideas?

03 Jul 2015

Best way to invest Ј50 pm

A question about : Best way to invest Ј50 pm

Hi,

I would like some advice on how to invest the above.

I'm 44 and currently envisage drawing my lgps at 65. Due to recently taking VR (after 26 yrs) and seeking a new and less well paid career (still contributing to lgps), I can afford to put away Ј50 per month which I would like to invest over the next 15 to 20 years in order to build up a fund which I could then use to retire slightly earlier. Hopefully this contribution could be increased slightly each year.

03 Jul 2015

Pensioner Bonds vs. Premium Bonds

A question about : Pensioner Bonds vs. Premium Bonds

Of no great consequence but I am interested in what you think about the Pensioner Bonds, less fun than Premium Bonds ??

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