Savings & Investments

A question about : Ratesetter

MSE Official Insert:

Read more about Ratesetter, Zopa, Funding Circle etc in our Peer-to-peer Lending guide.

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I was thinking about using ratesetter as a lender,but before I do, I wondered if anyone had experience using them?
The reviews on the web seem quite sporadic, and searching on here, the majority of posts are regarding borrowing.
So, can any users can let me know of their experience with ratesetter

A question about : Any carpet-baggers out there?

Not sure if this is the right place to put this...
We opened accounts quite a few years ago in case building societies converted... eg, Portman, Norwich & Peterborough, Saffron & Waldon etc. Now we are not sure if we should keep them or not. The interest we are getting each year is rubbish and we are thinking of closing them all and putting the money somewhere else. Is anyone in the same situation?

A question about : OneTwoTrade

Hi guys,

Has anyone had any experience with OneTwoTrade?

https://www.onetwotrade.com/

Many thanks,

pjbltd

A question about : BP

Looks like I could be wrong and BP could be a buy !

The NFPC is a fund set up to make funds immediately available for oil spills.It is then claimed back from the RP (Responsible Party)

However,somewhere in the small print of the NFPC fund for oil spills law is a clause on limited liability that means BP can claim back costs incurred.I cannot find the actual text in the bill of what the limit on damages liability is,but it is being reported at $75 million.

A question about : Help me rebalance my failing S&S ISAs Portfolio

Hi,

I am been investing in S&S ISAs for the last five years and currently have a portfolio consisting of the following funds:

A question about : Peer-to-peer lending sites: MSE guide discussion

We've put together a guide to the pros and cons of Peer-to-peer lending websites, which currently offer a return of potentially 8%+, but are much riskier than standard savings

Read the Peer-to-peer lending guide

Click reply to discuss

A question about : Icelandic Banks

(Edited 9th Oct ) This thread is about Offshore accounts with Icelandic banks such as Landsbanki Guernsey and Kaupthing Isle of Man - not about UK accounts. There were previously one or two other threads about offshore accounts - please now keep all posts about offshore accounts with Icelandic banks on this thread so we can keep all the information in one place and make it easier for people to follow developments.
Thanks.

A question about : Norwich Union

I wish to find out a bit more about reattribution by Norwich Union Bond.

I don't understand incentive payment in return to give up any interest they may have to possible future special distribution. What does future special distribution mean?
Thanking you in advance
Best regards
Melde