Reclaim Bank & Credit Card Charges

A question about : MSE News: CONFIRMED

This is the discussion thread for the following MSE News Story:

The decision is a massive blow to thousands of consumers hit with fees for exceeding their overdraft limit who had hoped to reclaim their cash ...

Read the full story:
OFT gives up bank charges battle

Also see Martin's editorial comment:

The fight's not over

A question about : Reclaim Sentinel Card Protection article discussion

Hi!

This is the discussion thread for the

Reclaim Sentinel Card Protection guide.

Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.

Thanks folks ,

A question about : Bank Charges Reclaiming Guide discussion

I am a picky git so apologies in advance but still reading the thread. The first 2 inspirational stories are financial hardship claims which, regardless of the Supreme Court decision has always been on the table......

Am editing this as I go......will the guide be reviewed once court cases have gone through using newer arguments?

Financial hardship section 137 does put the onus on the customer as well so they should be contacting their priority creditors as well.

A question about : Reclaim Credit Card & Bank Charges: Important threads you should read

Hi everyone

Before you ask a question have a look at the important threads you should read on the Credit Card and Bank Charge Reclaim board:

Financial hardship online resources

Credit Card Reclaiming Success Stories

Report Bank Charges successes and failures

Bank Charges Reclaiming Guide discussion

Credit Card Reclaiming Discussion

Best answers:

A question about : Research forgotten credit card and loan providers

I am sure I am not the first person to ask this question, but I have had quite a few different credit cards and loans over the years and cannot remember all of them.

I am wondering whether there is any way of tracing which cards and loans I have had, and the providers? Is there some kind of official register somewhere?

Can any of the companies offering to do the legwork for me do this - or do I need to tell them the banks involved myself before they can get to work?

A question about : Cahoot

Hiya

Does anyone know what I should put in my cahoot secure message to ask for a list of all charges. Can I just ask them to send this to me or should I use a specific wording?

Thanks

A question about : hm forces recovery of package accounts

Hi, im a little confused. over 2 years ago i claimed back all my account charges and overdraft fees through MSE, and received over Ј1900. however ive just heard we can reclaim our missold package account fees. as they do not apply to HM Forces and we should never have had them. But have i already claimed these back through my bank charges. it was ages ago and i never kept the paprwork. or would this have been included in what i already claimed. so confused and blonde!!!!

A question about : Packaged accounts reclaim

Hi I am interested in reclaiming charges on a packaged account, but since I closed account 2 years ago, I have shredded my old statements. Could I still claim?