09 Mar 2015

Look here first

A question about : Look here first

Main thread links:

Look here first - Bankruptcy Help: Important topics, factsheets and links

Ask a StepChange (formerly CCCS) counsellor a bankruptcy question

BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]

This Board Is For Help Not Judgement

Credit Reference File Clean Up Post Bankruptcy

PPI Claims after bankruptcy

Charities who help with BR Fees

Reasons for your BR - 6.28

The Bankrupt Inn ~ Part 12

09 Mar 2015


A question about : IPA


Have a quick question probably obvious but just checking

I am already BR (10 months) and paying an IPA, have some expenses that have increased Rail travel to work etc. My file has been passed over to the LTADT - Is it to them that I write requesting an adjustment ?

Many thanks

09 Mar 2015

Nationwide mortgage after BR

A question about : Nationwide mortgage after BR


I'm looking for a bit of light at the end of the tunnel!

I was declared br in June 09 and received ed in dec 09.

Since this time myself and my husband have saved Ј20,000 and are now wanting to buy a house. We haven't had a mortgage since 2007 so are classed as ftb again. We've seen a new build at Ј215k that we like and we qualify for the help to buy scheme as well as the developer 'putting in' 5% towards a deposit.

09 Mar 2015

Turned down for current account

A question about : Turned down for current account

Hello All

I had a DRO that was completed in March 2012. In 2013 I did start the credit clean up however it has now become clear that I did not follow up enough.

I applied for a TSB current account and was turned down so checked my file and Halifax are still showing as Default for the credit card and loan I sent 2 letters to Halifax in 2013 asking for the information to be updated but did not begin any complaint nor, I'm ashamed to say, did I check.