25 Mar 2016

flaws with the opt in pension

A question about : flaws with the opt in pension

are there any ?

20 Mar 2016

annuity problem

A question about : annuity problem

Hi

26 Mar 2016

Radio code

A question about : Radio code

Hi all need radio code for ford radio serial number is m084880 thankyou

Best answers:

  • You are in the wrong thread , have seen some mistakes in my time , but posting here , beats all.
  • You posted on the correct thread in the correct forum about half an hour ago - Why on earth do it again here?
  • Is the radio entitled to auto enrolment?
22 Mar 2016

Can't afford the opt in price..... options?

A question about : Can't afford the opt in price..... options?

Hi All,

Despite my understanding that the minimum pension contribution was 2% (then going up to 5% & 8% eventually), my current employer has elected to offer only 8.8% to start off with.

Which is too much for me at the moment.

Can I set up another pension with the 2% option, or not?

Not entirely sure what my options are tbh. Bit of a bombshell as the price was only indicated this week, and I've got 1 week to opt out. But I would like to know how I can proceed.

24 Mar 2016

Pension or ISA

A question about : Pension or ISA

For someone who already has some pension built up, final salary, AVC's and a stakeholder, it's probably worth staying in the auto enrol scheme when it starts next year, but is it better to pay into ISA rather than a stakeholder for any excess? The current pensions, state and new pension would likely be over personal allowance at retirement. Any thoughts?

27 Mar 2016

Opting in during postponement period

A question about : Opting in during postponement period

My employer postponed auto enrolment (as allowed by law) until the start of next month 01/03/2014. I was only just informed I have a right to opt in during the is period - but I'm told that since I've already been payed for this month its not possible.

I was informed of the postponement some time ago.
Should I have been informed of my right to opt in earlier?

Is their excuse about missing this months payroll valid?

20 Mar 2016

auto enrolment in april quick question

A question about : auto enrolment in april quick question

hi
i will be auot enrolled in april this year. i will prob be opting out as i have retirement plans in place already although not a traditional pension plan.

20 Mar 2016

pension calculator anywhere?

A question about : pension calculator anywhere?

Im going to be auto enrolled in the spring and gave been looking for somewhere that will give me a estimate of my pension pot when I retire. Maths is not my strong point so am looking for somewhere I can put in age and salary and it will calculate my final pot using the yearly increments based on the minimum required payments. I understand that it will not be an accurate figure but would like to at least know what the figure would be if zero growth occurred.
thanks
Rob

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