27 Mar 2016

A question about : Opting in during postponement period

My employer postponed auto enrolment (as allowed by law) until the start of next month 01/03/2014. I was only just informed I have a right to opt in during the is period - but I'm told that since I've already been payed for this month its not possible.

I was informed of the postponement some time ago.
Should I have been informed of my right to opt in earlier?

Is their excuse about missing this months payroll valid?

Best answers:

  • If your employer has used postponement then you cannot opt out as you have not yet been opted in. The only thing you can do during the postponement is to Opt into the Scheme.
    Once you have been opted in (at the end of the postponement period) you can then apply to the pension provider to opt out.
    Any contributions paid prior to the opt out will be refunded in your next pay packet.
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