19 Mar 2024

Need help with what to do please

A question about : Need help with what to do please

Hello everyone title=Smile

I've been trying to help my boyfriend sort out his finances. He has noticed some payments that shouldn't be coming out of his account, for things that were settled a while ago. He also has a loan of Ј3091.

18 Mar 2024

Wed 24th September

A question about : Wed 24th September

When we start out on the DFW trail we do loads of big stuff that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

18 Mar 2024

CCA'S and DMP

A question about : CCA'S and DMP

I am hoping someone can help me.

18 Mar 2024

Debt Collection MORIARTY LAW

A question about : Debt Collection MORIARTY LAW

I have just got back of a 2 week holiday to come home to a letter from moriarty law instruced by merligen investments LTD to recover this debt. Ј61.89

I paid this debt in 2012 but dont have proof what do I do as they have charged me Ј80 court fees/solictors costs/interest

Ballance Ј141.63

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18 Mar 2024

A debt with NPower

A question about : A debt with NPower

Hello,

I'm looking for some help and advice with regards to a debt with NPower.

Last week I received two different letters (one from a Buchanan Clark & Wells and the other from Debt Managers Ltd) regarding debts in my name, both asked for me to call them. I didn't do this due to there being no information about what these debts were.

18 Mar 2024

Andrew Wilson and Co

A question about : Andrew Wilson and Co

My partner got into some financial trouble in late 2011 due to customers not paying her. In 2012 she was taken to court by Printed.com via Andrew Wilson & Co for Ј3,700.

At court, which they did not turn up for, we made an offer to pay back Ј40 per month which the judge/magistrate accepted.

Andrew Wilson & Co have stuck Ј1,800 worth of enforcement fees on. They are charging interest at Ј0.89 per day. Out of the Ј40 they are taking either Ј10 or Ј16.67 per month for their fees.

18 Mar 2024

help with halifax mortgage

A question about : help with halifax mortgage

Hi everyone

We have been on a dmp since Jan this year.

Our fixed rate mortgage is due to end on 30 Nov 2014.

What do we do then? I was under the impression that if we did nothing, we would automatically go onto their SVR which is fine by us as we have no chance of remortgaging anywhere else and because it's actually a good deal and will really help.

18 Mar 2024

Old default on file

A question about : Old default on file

Hi guys

I'm hoping someone can help on this one.

Going through my credit report (I'm in the middle of sorting out all of my finances) I notice that I have a default from 2010 from Express Gifts Ltd. This is from an old Studio Gifts catalogue I used to have.

The debt is for Ј177 and is attached to an old address of mine that I moved from 4.5 years ago. It says on my Noddle report that it was last updated on 1/8/14.

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